602 Gray St, Geneva, IL 60134 Property Records

Kane County property record for 602 Gray St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,937 sqft · built 1994
Lot Size0.258 acres (11,221 sqft)
Owner2 Individual Names on Record
Last Sale$830,000 (Jul 2026)
Tax Bill$15,052 (2025)
Deeds & MortgagesJul 2026 Sale
Oct 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-03-201-031

Property Details

APN / Parcel Number

Primary APN12-03-201-031

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,937 sqft Living Area
Gross Area4,404 sqft
Basement Area1,467 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleGeorgian
Lot Area11,221 sqft (0.258 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address602 GRAY ST
CityGENEVA
StateIL
Zip60134-1381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 FALCONS MARK
Legal SubdivisionFALCONS MARK GENEVA
Legal Block3
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3002
Census Tract852608

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address602 GRAY ST, GENEVA, IL 60134-1381
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Warranty Deed, Transfer
CHICAGO TITLE
Oct 13, 2017Deed of Trust, Mortgage · Commercial Mortgage
MIDWEST COMMUNITY BANK
Jan 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 4, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2026 · Amount on Record
Deed SaleJul 8, 2026 · Amount on Record
Prior SaleSep 4, 2018 · Amount on Record
Deed Document Number202628827
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 8, 2026
Property Address602 GRAY ST, GENEVA, IL 60134-1381
Document Number0000028827
Instrument DateJun 29, 2026
Instrument202628827
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$125,745.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address602 GRAY ST, GENEVA, IL 60134-1381

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address602 GRAY ST, GENEVA, IL 60134-1381
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053864
DateOct 13, 2017
Instrument2017K053864
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term83 Months
DueSep 22, 2024

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address602 GRAY ST, GENEVA, IL 60134-1381
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002816
DateJan 15, 2020
Instrument2020K002816
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2040

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address602 GRAY ST, GENEVA, IL 60134-1381
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069771
DateNov 13, 2020
Instrument2020K069771
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 4, 2018
Property Address602 GRAY ST, GENEVA, IL 60134-1381
Document Number0000043095
Map ReferenceDOC92K07453
Instrument DateAug 17, 2018
Instrument2018K043095
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address602 GRAY ST, GENEVA, IL 60134-1381

Mortgage

Document Number0000043096
DateSep 4, 2018
Instrument2018K043096
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,052.00 (+3.32%) Homeowner's exemption
2024$14,568.00 (+7.39%)$199,458 (+18.38%) Land $39,949 Building $159,509$598,613 (+18.43%) Land $119,895 Building $478,718
2022$13,566.00 (+2.97%) Homeowner's exemption$168,487 (+3.86%) Land $33,746 Building $134,741$505,461 (+3.86%) Land $101,238 Building $404,223
2021$13,175.00 Homeowner's exemption$162,225 Land $32,492 Building $129,733$486,675 Land $97,476 Building $389,199

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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