1726 Gray St, Geneva, IL 60134 Property Records

Kane County property record for 1726 Gray St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,466 sqft · built 1976
Lot Size	0.352 acres (15,317 sqft)
Owner	2 Company Names on Record
Last Sale	$342,000 (Aug 2019)
Tax Bill	$9,450 (2025)
Deeds & Mortgages	May 2024 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-201-014`

Property Details

APN / Parcel Number

Primary APN	`12-04-201-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	1,466 sqft
Basement Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Lot Area	15,317 sqft (0.352 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1726 GRAY ST
City	GENEVA
State	IL
Zip	60134-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD PARK SUB. UNIT NO. 5 - LOT 68
Legal Subdivision	WESTFIELD PARK SUB
Legal Block	3
Legal Lot Number	68
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3011
Census Tract	852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1726 GRAY ST, GENEVA, IL 60134-1030
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 9, 2019	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	201935623
Last Transfer Date	Apr 20, 2024
Transfer Doc	0000014360
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 1, 2024
Property Address	1726 GRAY ST, GENEVA, IL 60134-1030
Document Number	0000014360
Instrument Date	Apr 20, 2024
Instrument	2024K014360
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1726 GRAY ST, GENEVA, IL 60134-1030

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1726 GRAY ST, GENEVA, IL 60134-1030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019452
Date	Apr 20, 2020
Instrument	2020K019452

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 9, 2019
Property Address	1726 GRAY ST, GENEVA, IL 60134-1030
Document Number	0000035623
Instrument Date	Jul 16, 2019
Instrument	2019K035623
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1726 GRAY ST, GENEVA, IL 60134-1030

Mortgage

Document Number	0000035624
Date	Aug 9, 2019
Instrument	2019K035624

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,450.00 (+12.42%)	$138,842 (+8.5%) Land $47,206 Building $91,636	$416,693 (+8.5%) Land $141,675 Building $275,018
2024		$127,965 (+9.99%) Land $43,508 Building $84,457	$384,049 (+10.03%) Land $130,576 Building $253,472
2022	$8,406.00 (+3.05%) Homeowner's exemption	$116,342 (+3.86%) Land $36,752 Building $79,590	$349,026 (+3.86%) Land $110,256 Building $238,770
2021	$8,157.00 Homeowner's exemption	$112,018 Land $35,386 Building $76,632	$336,054 Land $106,158 Building $229,896

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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