1714 Gray St, Geneva, IL 60134 Property Records

Kane County property record for 1714 Gray St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1976
Lot Size	0.351 acres (15,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,500 (May 2017)
Tax Bill	$9,560 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-201-015`

Property Details

APN / Parcel Number

Primary APN	`12-04-201-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	2,838 sqft
1st Floor Area	1,494 sqft
Basement Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	15,298 sqft (0.351 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1714 GRAY ST
City	GENEVA
State	IL
Zip	60134-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 IN UNIT NO 5, WESTFIELD PARK SUBDIVISION GENEVA, IN KANE COUNTY, ILLINOIS
Legal Subdivision	WESTFIELD PARK SUB
Legal Block	3
Legal Lot Number	69
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3011
Census Tract	852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1714 GRAY ST, GENEVA, IL 60134-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · USDA Mortgage CROSSCOUNTRY MORTGAGE INC
May 22, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Sep 10, 2009 · Amount on Record
Deed Document Number	201725904
Prior Transfer Date	Oct 1, 2004
Prior Transfer Doc	0000141292
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1714 GRAY ST, GENEVA, IL 60134-1030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078506
Date	Dec 16, 2020
Instrument	2020K078506

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 22, 2017
Property Address	1714 GRAY ST, GENEVA, IL 60134-1030
Document Number	0000025904
Instrument Date	May 11, 2017
Instrument	25904
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N312 DOOLEY DR GENEVA IL 60134, GENEVA, IL 60134

Mortgage

Document Number	25905
Date	May 22, 2017
Instrument	25905

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,560.00 (+5.1%) Homeowner's exemption	$140,367 (+8.5%) Land $47,206 Building $93,161	$421,270 (+8.5%) Land $141,675 Building $279,595
2024		$129,371 (+12.54%) Land $43,508 Building $85,863	$388,268 (+12.59%) Land $130,576 Building $257,692
2022	$9,096.00 (+3.04%) Homeowner's exemption	$114,952 (+3.86%) Land $36,752 Building $78,200	$344,856 (+3.86%) Land $110,256 Building $234,600
2021	$8,828.00 Homeowner's exemption	$110,680 Land $35,386 Building $75,294	$332,040 Land $106,158 Building $225,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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