602 E Bluff Cir, Waterford, WI 53185 Property Records

Racine County property record for 602 E Bluff Cir, Waterford, WI 53185

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$449,500 (Dec 2025)
Tax Bill	$9 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`191 041925017201`

Property Details

APN / Parcel Number

Primary APN	`191 041925017201`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	602 E BLUFF CIR
City	WATERFORD
State	WI
Zip	53185-5644
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PT SW1/4TRAILSIDE LANDING LOT 1 & UNDIV INT IN OUTLOT 6 FROM 191041925017120 IN 2024 FOR 2025 ROLL
Legal Range	19E
Legal Township	04N
Legal Section	25
Legal Subdivision	TRAILSIDE LANDING
Legal Lot Number	6
Jurisdiction	RACINE WI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3039
Census Tract	2800

Owner

Source: Racine County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	602 E BLUFF CIR, WATERFORD, WI 53185-5644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 31, 2025	Warranty Deed, Construction Loan · Construction Mortgage FIRST BUSINESS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Jul 31, 2025 · Amount on File
Deed Document Number	20252717135
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Dec 17, 2025
Property Address	602 E BLUFF CIR, WATERFORD, WI 53185-5644
Document Number	0002717135
Instrument Date	Dec 10, 2025
Instrument	2717135
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026
Title Company	FRONTIER TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,348.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E BLUFF CIR, WATERFORD, WI 53185-5644

Mortgage

Document Number	0002717136
Date	Dec 17, 2025
Instrument	2717136

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2045

July 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jul 31, 2025
Property Address	602 E BLUFF CIR, WATERFORD, WI 53185-5644
Document Number	0002706445
Instrument Date	Jul 29, 2025
Instrument	2706445
Transaction Type	Construction Loan
Record Updated	Mar 27, 2026
Title Company	FRONTIER TITLE AND CLOSING SERVICES, FRONTIER TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N27W24025 PAUL CT STE 200, 200, PEWAUKEE, WI 53072-6334

Mortgage

Document Number	0002706446
Date	Jul 31, 2025
Instrument	2706446

Lender

Name	FIRST BUSINESS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Waterford Village
Secondary School District	Waterford Union High School District (09 - 12)
Elementary School District	Waterford Joint No. 1 School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill
2025	$9.00

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000

May also be available: Verizon.

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