Racine County property record for 656 E Bluff Cir, Waterford, WI 53185
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $198,000 (Dec 2025) |
| Tax Bill | $9 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 191 041925017220 |
| Primary APN | 191 041925017220 |
|---|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Street Address | 656 E BLUFF CIR |
|---|---|
| City | WATERFORD |
| State | WI |
| Zip | 53185-5647 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PT SW1/4TRAILSIDE LANDING LOT 20 & UNDIV INT IN OUTLOT 6 FROM 191041925017120 IN 2024 FOR 2025 ROLL |
| Legal Range | 19E |
| Legal Township | 04N |
| Legal Section | 25 |
| Legal Lot Number | 20,6 |
| Jurisdiction | RACINE WI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 2800 |
Source: Racine County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | N27W24025 PAUL CT, 200, PEWAUKEE, WI 53072-6334 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed · Conventional Mortgage UNIVERSITY OF WISCONSIN CREDIT UNION |
| Dec 29, 2025 | Warranty Deed, Transfer · Construction Mortgage FIRST BUSINESS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Deed Document Number | 20252717858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RACINE WI |
| Recording Date | Jun 5, 2026 |
| Property Address | 656 E BLUFF CIR, WATERFORD, WI 53185-5647 |
| Document Number | 0002729390 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262729390 |
| Record Updated | Aug 4, 2026 |
| Title Company | FRONTIER TITLE AND CLOSING SERVICES, FRONTIER TITLE & CLOSING SERVI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156,045.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 E BLUFF CIR, WATERFORD, WI 53185-5647 |
| Document Number | 0002729390, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20262729390 |
| Name | UNIVERSITY OF WISCONSIN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RACINE WI |
| Recording Date | Dec 29, 2025 |
| Property Address | 656 E BLUFF CIR, WATERFORD, WI 53185-5647 |
| Document Number | 0002717858 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2717858 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | FRONTIER TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | N27W24025 PAUL CT STE 200, 200, PEWAUKEE, WI 53072-6334 |
| Document Number | 0002717860 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2717860 |
| Name | FIRST BUSINESS BANK |
|---|---|
| Type | Bank |
| Address | BROOKFIELD, WI 53045 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Racine County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Racine County |
| Municipality | Waterford Village |
| Secondary School District | Waterford Union High School District (09 - 12) |
| Elementary School District | Waterford Joint No. 1 School District (PK - 08) |
| Year | Tax Bill |
|---|---|
| 2025 | $9.00 |
Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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