Racine County property record for 657 E Bluff Cir, Waterford, WI 53185
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $469,900 (Aug 2025) |
| Tax Bill | $254 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Mar 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 191 041925017208 |
| Primary APN | 191 041925017208 |
|---|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|
| Street Address | 657 E BLUFF CIR |
|---|---|
| City | WATERFORD |
| State | WI |
| Zip | 53185-5645 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PT SW1/4TRAILSIDE LANDING LOT 8 & UNDIV INT IN OUTLOT 6 FROM 191041925017120 IN 2024 FOR 2025 ROLL |
| Legal Range | 19E |
| Legal Township | 04N |
| Legal Section | 25 |
| Legal Subdivision | TRAILSIDE LANDING |
| Legal Lot Number | 6,8 |
| Jurisdiction | RACINE WI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 2800 |
657 E Bluff Cir, residential vacant land, is owned and occupied by two individuals who bought it in August 2025.
Source: Racine County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 E BLUFF CIR, WATERFORD, WI 53185-5645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 22, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Mar 31, 2025 | Warranty Deed, Construction Loan · Construction Mortgage FIRST BUSINESS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | Mar 31, 2025 · Amount on File |
| Deed Document Number | 20252708047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RACINE WI |
| Recording Date | Aug 22, 2025 |
| Property Address | 657 E BLUFF CIR, WATERFORD, WI 53185-5645 |
| Document Number | 0002708047 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 2708047 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | FRONTIER TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,409.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 E BLUFF CIR, WATERFORD, WI 53185-5645 |
| Document Number | 0002708048 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 2708048 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RACINE WI |
| Recording Date | Mar 31, 2025 |
| Property Address | 657 E BLUFF CIR, WATERFORD, WI 53185-5645 |
| Document Number | 0002697479 |
| Instrument Date | Mar 27, 2025 |
| Instrument | 2697479 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 27, 2026 |
| Title Company | FRONTIER TITLE AND CLOSING SERVICES, FRONTIER TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $834.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | N27W24025 PAUL CT STE 200, 200, PEWAUKEE, WI 53072-6334 |
| Document Number | 0002697480 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 2697480 |
| Name | FIRST BUSINESS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Racine County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Racine County |
| Municipality | Waterford Village |
| Secondary School District | Waterford Union High School District (09 - 12) |
| Elementary School District | Waterford Joint No. 1 School District (PK - 08) |
| Year | Tax Bill |
|---|---|
| 2025 | $254.00 |
FEMA maps place 657 E Bluff Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 657 E Bluff Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures