Hamilton County property record for 602 Central Ave, Chattanooga, TN 37403
| Property Type | Duplex |
|---|---|
| Details | 6 ba · 2,766 sqft · built 2017 |
| Lot Size | 0.105 acres (4,613 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $349,000 (Apr 2017) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | May 2026 Transfer May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146A Q 036 |
| Primary APN | 146A Q 036 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,766 sqft Total Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Duplex Single |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 4,613 sqft (0.105 acres) |
| Lot Dimensions | 123 ft deep x 37.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000071848 |
|---|---|
| Street Address | 602 CENTRAL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-2227 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | PT LT J KEY RICHMOND & HART TRACT PB B6 PG 569 |
| Legal Subdivision | KEY RICHMOND & HART |
| Legal Lot Number | J |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
602 Central Ave, a duplex, is owned by a company that acquired it in May 2026.
Source: Hamilton County records, as of June 3, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 399 SETON HALL AVE, VENTURA, CA 93003-2025 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Apr 11, 2017 | Warranty Deed, Transfer · Commercial Mortgage F & M BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2017 · Amount on File |
| Deed Sale | Apr 11, 2017 · Amount on File |
| Prior Sale | Apr 29, 2016 · Amount on File |
| Deed Document Number | 2017152 |
| Deed Book / Page | 11021 / 841 |
| Last Transfer Date | May 19, 2026 |
| Transfer Doc | 0000000100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 26, 2026 |
| Property Address | 602 CENTRAL AVE, CHATTANOOGA, TN 37403-2227 |
| Document Number | 0000000100 |
| Book / Page | 14309 / 489 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026100 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 399 SETON HALL AVE, VENTURA, CA 93003-2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 602 CENTRAL AVE, CHATTANOOGA, TN 37403-2227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000359 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 12505/191 |
| Instrument | 2021052800359 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | ALLEN, TX 75013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 11, 2017 |
| Property Address | 602 CENTRAL AVE, CHATTANOOGA, TN 37403-2227 |
| Document Number | 0000000152 |
| Book / Page | 11021 / 841 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 2017041100152 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,291.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 399 SETON HALL AVE, VENTURA, CA 93003-2025 |
| Document Number | 0000000153 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 2017041100153 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2037 |
The 2025 property tax bill for 602 Central Ave was $2,182, down 29.4% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,182.00 (-29.43%) | $144,000 (+4.17%) | $360,000 (+4.17%) Land $50,000 Building $310,000 |
| 2024 | $3,092.00 | $138,240 (-) | $345,600 (-) Land $32,000 Building $313,600 |
| 2023 | $3,092.00 | $138,240 (-) | $345,600 (-) Land $32,000 Building $313,600 |
| 2022 | $3,092.00 | $138,240 | $345,600 Land $32,000 Building $313,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 602 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 602 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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