Hamilton County property record for 534 Central Ave, Chattanooga, TN 37403
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,266 sqft · built 1900 |
| Lot Size | 0.251 acres (10,950 sqft) |
| Owner | Company Name on Record |
| Last Sale | $35,000 (Sep 1999) |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146A Q 042 |
| Primary APN | 146A Q 042 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,266 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,950 sqft (0.251 acres) |
| Lot Dimensions | 232 ft deep x 49 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000071854 |
|---|---|
| Street Address | 534 CENTRAL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | PT LT K KEY RICHMOND & HART TRACT PB B6 PG 569 |
| Legal Subdivision | KEY RICHMOND & HART |
| Legal Lot Number | K |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 534 CENTRAL AVE, CHATTANOOGA, TN 37403-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION |
| Mar 4, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit CHATTANOOGA AREA SCHOOL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 1999 · Amount on Record |
| Deed Sale | Sep 30, 1999 · Amount on Record |
| Prior Sale | May 13, 1997 · Amount on Record |
| Deed Document Number | 1999104 |
| Deed Book / Page | 5455 / 11 |
| Prior Transfer Date | Jun 24, 1997 |
| Prior Transfer Doc | 0048950443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 17, 2026 |
| Property Address | 534 CENTRAL AVE, CHATTANOOGA, TN 37403-2213 |
| Document Number | 0000000143 |
| Book / Page | 14406 / 504 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 2026143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Document Number | 0000000143, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 14406/504 |
| Instrument | 2026143 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 4, 2025 |
| Property Address | 534 CENTRAL AVE, CHATTANOOGA, TN 37403-2213 |
| Document Number | 0000000259 |
| Book / Page | 13852 / 850 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 2025030400259 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 534 CENTRAL AVE, CHATTANOOGA, TN 37403-2213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 534 CENTRAL AVE, CHATTANOOGA, TN 37403-2213 |
| Document Number | 0000000009 |
| Book / Page | 011057 / 000193 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 534 CENTRAL AVE CHATTANOOGA TN 374032213, CHATTANOOGA, TN 37403-2213 |
| Document Number | 0000000009 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 011057/000193 |
| Instrument | 9 |
| Name | CHATTANOOGA AREA SCHOOL FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643.00 (-3.45%) | $42,475 (+42.65%) | $169,900 (+42.65%) Land $60,000 Building $109,900 |
| 2024 | $666.00 | $29,775 (-) | $119,100 (-) Land $40,000 Building $79,100 |
| 2023 | $666.00 | $29,775 (-) | $119,100 (-) Land $40,000 Building $79,100 |
| 2022 | $666.00 | $29,775 | $119,100 Land $40,000 Building $79,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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