538 Central Ave, Chattanooga, TN 37403 Property Records

Hamilton County property record for 538 Central Ave, Chattanooga, TN 37403

Property Summary

Property Type	Vacant Land
Lot Size	0.211 acres (9,225 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Aug 2023)
Tax Bill	$227 (2025)
Deeds & Mortgages	Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`146A Q 040`

Property Details

APN / Parcel Number

Primary APN	`146A Q 040`

Exterior

Lot Area	9,225 sqft (0.211 acres)
Lot Dimensions	123 ft deep x 75 ft wide

Location & Zoning

Street Address	538 CENTRAL AVE
City	CHATTANOOGA
State	TN
Zip	37403-2213
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R3
Legal Description	PT LT K KEY RICHMOND & HART TRACT PB B6 PG 569
Legal Subdivision	KEY RICHMOND & HART
Legal Block	6
Legal Lot Number	K
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1055 STEWART AVE # 17, 17, BETHPAGE, NY 11714-3596
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Feb 20, 2009
Deed Document Number	2023082400100
Deed Book / Page	13381 / 339
Record Updated	Jun 8, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 24, 2023
Property Address	538 CENTRAL AVE, CHATTANOOGA, TN 37403-2213
Document Number	0000000100
Book / Page	13381 / 339
Instrument Date	Aug 21, 2023
Instrument	2023082400100
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$3,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 STEWART AVE # 17, 17, BETHPAGE, NY 11714-3596

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$227.00 (+104.5%)	$15,000 (+2%)	$60,000 (+2%) Land $60,000
2024	$111.00	$5,000 (-)	$20,000 (-) Land $20,000
2023	$111.00	$5,000 (-)	$20,000 (-) Land $20,000
2022	$111.00	$5,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20