Monroe County property record for 6002 Monarch Xing, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,096 sqft · built 2021 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (May 2019) |
| Tax Bill | $9,043 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-04-449-008-000 |
| Primary APN | 10-04-449-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 2,096 sqft |
| Basement Area | 2,096 sqft |
| Unfinished Basement | 2,096 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone |
| Lot Area | 125,888 sqft (2.89 acres) |
| Cooling System | Central |
|---|
| Street Address | 6002 MONARCH XING |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 8 & PART LOT 7 16 WEST |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | 16 WEST |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 600501 |
Source: Monroe County assessment roll, as of August 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6002 MONARCH XING, WATERLOO, IL 62298-6361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jul 30, 2020 | Deed of Trust, Construction Loan · Line of Credit FIRST NAT'L BK/WATERLOO |
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Deed Document Number | 2019401706 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 6002 MONARCH XING, WATERLOO, IL 62298-6361 |
| Document Number | 0000442110 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026442110 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6002 MONARCH XING, WATERLOO, IL 62298-6361 |
| Investor | Possibly a Property Investor |
| Document Number | 0000442110, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026442110 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6002 MONARCH XING, WATERLOO, IL 62298-6361 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000416371 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 416371 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 30, 2020 |
| Property Address | 6002 MONARCH XING, WATERLOO, IL 62298-6361 |
| Document Number | 0000409885 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 409885 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 5, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6002 MONARCH XING WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000409885 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 409885 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6002 MONARCH XING, WATERLOO, IL 62298-6361 |
| Document Number | 0000401707 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | MONARCH XING WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000401707 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 401707 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $162,230 (+3.81%) Land $29,000 Building $133,230 | $486,690 (+3.81%) Land $87,000 Building $399,690 | |
| 2024 | $9,043.00 (+8.3%) | $156,271 (+16.46%) Land $30,627 Building $125,644 | $468,813 (+16.46%) Land $91,881 Building $376,932 |
| 2022 | $8,350.00 | $134,180 Land $29,000 Building $105,180 | $402,540 Land $87,000 Building $315,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
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