6012 Sandy Point Ln, Belmont, NC 28012 Property Records

Gaston County property record for 6012 Sandy Point Ln, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,100 sqft · built 2019
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$462,500 (Oct 2019)
Tax Bill$5,755 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN227115

Property Details

APN / Parcel Number

Primary APN227115

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area3,100 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Architectural StyleConventional
Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address6012 SANDY POINT LN
CityBELMONT
StateNC
Zip28012-0079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOVERLAKE L 95 15 110 002 00 000
Legal SubdivisionOVERLAKE PH 1 MAP 2
Legal Lot Number95
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1012
Census Tract32510

Owner

Source: Gaston County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6012 SANDY POINT LN, BELMONT, NC 28012-0079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Commercial Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Mar 1, 2022Deed of Trust, Mortgage · Line of Credit
CAROLINAS TELCO FCU
Oct 31, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CAROLINAS TELCO FCU
Mar 4, 2019Trustee's Deed, Construction Loan · Line of Credit
BRANCH BK&TR
Dec 28, 2018Grant Deed, Transfer
FALL INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2019 · Amount on Record
Deed SaleOct 31, 2019 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Document Number0005078602
Deed Book / Page5078 / 602
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address6012 SANDY POINT LN, BELMONT, NC 28012-0079
Transaction TypeMortgage
Record UpdatedNov 25, 2025
Title CompanyCLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055951726
DateOct 29, 2025
Book Page5595/1726
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
Address1230 W WASHINGTON ST STE 310, TEMPE, AZ 85288
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address6012 SANDY POINT LN, BELMONT, NC 28012-0079
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053160469
DateMar 1, 2022
Book Page5316/469
Lender
NameCAROLINAS TELCO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueFeb 29, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionGASTON NC
Recording DateOct 31, 2019
Property Address6012 SANDY POINT LN, BELMONT, NC 28012-0079
Document Number0050780602
Book / Page5078 / 0602
Map ReferenceMB 87 PG 29
Instrument DateOct 31, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4108 PARK RD STE 413, 4108, CHARLOTTE, NC 28209-2385

Transferred To (Grantee/Buyer)

NameVerified Name
Address6012 SANDY POINT LN, BELMONT, NC 28012-0079

Mortgage

Document Number0050780604
DateOct 31, 2019
Instrument5078/0604
Lender
NameCAROLINAS TELCO FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

March 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGASTON NC
Recording DateMar 4, 2019
Property Address6012 SANDY POINT LN, BELMONT, NC 28012-0079
Document Number0050280240
Book / Page005028 / 000240
Instrument DateMar 1, 2019
Transaction TypeConstruction Loan
Record UpdatedMar 19, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6012 SANDY POINT LN BELMONT NC 28012, BELMONT, NC 28012

Mortgage

Document Number50280240
DateMar 4, 2019
Book Page005028/000240
Lender
NameBRANCH BK&TR
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateDec 28, 2018
Property Address6012 SANDY POINT LN, BELMONT, NC 28012-0079
Document Number0050180237
Book / Page005018 / 000237
Instrument DateDec 20, 2018
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$441.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2108 SOUTH BLVD #117 CHARLOTTE NC 282035098, 117, CHARLOTTE, NC 28203-5098

Mortgage

Document Number50180239
DateDec 28, 2018
Book Page005018/000239
Lender
NameFALL INVESTMENTS LLC
Address6700 FAIRVIEW FOND # 300, CHARLOTTE, NC 28210
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBelmont City
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,755.00 (-1.03%)$546,050 (-) Land $82,000 Building $464,050
2023$5,815.00$546,050 Land $82,000 Building $464,050

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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