Gaston County property record for 6004 Sandy Point Ln, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,310 sqft · built 2019 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,500 (Dec 2019) |
| Tax Bill | $5,218 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227113 |
| Primary APN | 227113 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,310 sqft Heated Area |
| Year Built | Built 2019 |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 6004 SANDY POINT LN |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-0079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OVERLAKE L 93 15 110 002 00 000 |
| Legal Subdivision | MCLEAN-OVERLAKE PH 1 MAP 2 |
| Legal Lot Number | 93 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 32510 |
Source: Gaston County records, as of September 27, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6004 SANDY POINT LN, BELMONT, NC 28012-0079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 23, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS |
| Jul 2, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 29, 2018 | Loan Modification, Mortgage FIRST NAT'L BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Prior Sale | Jul 2, 2018 · Amount on Record |
| Deed Document Number | 0050901317 |
| Deed Book / Page | 5090 / 1317 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 6004 SANDY POINT LN, BELMONT, NC 28012-0079 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052551706 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 5255/1706 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 23, 2019 |
| Property Address | 6004 SANDY POINT LN, BELMONT, NC 28012-0079 |
| Document Number | 0050901317 |
| Book / Page | 005090 / 001317 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $711.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6004 SANDY POINT LN BELMONT NC 280120079, BELMONT, NC 28012-0079 |
| Document Number | 50901320 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 005090/001320 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 2, 2018 |
| Property Address | 6004 SANDY POINT LN, BELMONT, NC 28012-0079 |
| Document Number | 0049860626 |
| Book / Page | 004986 / 000626 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $144.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2108 SOUTH BLVD #117 CHARLOTTE NC 282035098, 117, CHARLOTTE, NC 28203-5098 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 6004 SANDY POINT LN, BELMONT, NC 28012-0079 |
| Document Number | 0049860628 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0049860628 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 004986/000628 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | 1005 HIGH HOUSE RD, CARY, NC 27513-3586 |
| Amount | Amount Recorded |
|---|
Source: Gaston County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $5,218.00 | $489,960 Land $82,000 Building $407,960 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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