6005 Sandy Point Ln, Belmont, NC 28012 Property Records

Gaston County property record for 6005 Sandy Point Ln, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,915 sqft · built 2020
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$432,500 (Aug 2020)
Tax Bill	$5,212 (2023)
Deeds & Mortgages	Jan 2020 Construction Loan Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227117`

Property Details

APN / Parcel Number

Primary APN	`227117`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,915 sqft Heated Area

Exterior

Year Built	Built 2020
Lot Area	11,761 sqft (0.269 acres)

Location & Zoning

Street Address	6005 SANDY POINT LN
City	BELMONT
State	NC
Zip	28012-0079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERLAKE L 135 15 110 002 00 000
Legal Subdivision	MCLEAN-OVERLAKE PH 1 MAP 2
Legal Lot Number	135
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1010
Census Tract	32510

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6005 SANDY POINT LN, BELMONT, NC 28012-0079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Aug 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jun 13, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	0005151664
Deed Book / Page	5151 / 664
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	6005 SANDY POINT LN, BELMONT, NC 28012-0079
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050930791
Date	Jan 8, 2020
Book Page	5093/0791

Lender

Name	TRUIST BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 28, 2020
Property Address	6005 SANDY POINT LN, BELMONT, NC 28012-0079
Document Number	0051510664
Book / Page	5151 / 664
Map Reference	MB 87 PG 29
Instrument Date	Aug 28, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4108 PARK RD # 418, 4108, CHARLOTTE, NC 28209-2259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6005 SANDY POINT LN, BELMONT, NC 28012-0079

Mortgage

Document Number	5151667
Date	Aug 28, 2020
Instrument	5151/667

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Jun 13, 2018
Property Address	6005 SANDY POINT LN, BELMONT, NC 28012-0079
Document Number	0049821568
Book / Page	004982 / 001568
Instrument Date	Jun 13, 2018
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2108 SOUTH BLVD #117 CHARLOTTE NC 282035098, 117, CHARLOTTE, NC 28203-5098

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Belmont City
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$5,212.00	$489,450 Land $82,000 Building $407,450

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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