6012 E Valley Ln, Elk, WA 99009 Property Records

Spokane County property record for 6012 E Valley Ln, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 2004
Lot Size	9.76 acres (425,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,280 (Jun 2011)
Tax Bill	$4,467 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39132.9046`

Property Details

APN / Parcel Number

Primary APN	`39132.9046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	3,732 sqft
1st Floor Area	1,652 sqft
Basement Area	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	425,581 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces
Deck Area	90 sqft
Patio Area	224 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6012 E VALLEY LN
City	ELK
State	WA
Zip	99009-8795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	13-29-43 E1/2 OF W1/2 OF SW1/4 OF NW1/4 EXC RD
Legal Range	43
Legal Township	29
Legal Section	13
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4012
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6012 E VALLEY LN, ELK, WA 99009-8795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2011 · Amount on Record
Deed Sale	Jun 23, 2011 · Amount on Record
Prior Sale	Nov 23, 2004 · Amount on Record
Deed Document Number	20116008704
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6012 E VALLEY LN, ELK, WA 99009-8795
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6012 E VALLEY LN, ELK, WA 99009-8795
Investor	Possibly a Property Investor

Mortgage

Document Number	0007198391
Date	Apr 14, 2022
Instrument	7198391

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6012 E VALLEY LN, ELK, WA 99009-8795
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006967298
Date	Sep 14, 2020
Instrument	6967298

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6012 E VALLEY LN, ELK, WA 99009-8795
Document Number	0006855101
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6012 E VALLEY LN ELK WA 990098795, ELK, WA 99009-8795

Mortgage

Document Number	0006855101
Date	Oct 21, 2019
Instrument	6855101

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,467.00 (+10.43%)	$538,390 (+12.43%) Land $145,390 Building $393,000	$538,390 (+12.43%) Land $145,390 Building $393,000
2025	$4,045.00 (+7.84%)
2024		$478,870 (+44.42%) Land $152,770 Building $326,100	$478,870 (+44.42%) Land $152,770 Building $326,100
2023	$3,751.00 (+20.3%)	$331,580 Land $71,080 Building $260,500	$331,580 Land $71,080 Building $260,500
2022	$3,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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