5902 E Valley Ln, Elk, WA 99009 Property Records

Spokane County property record for 5902 E Valley Ln, Elk, WA 99009

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,538 sqft · built 1982
Lot Size	9.76 acres (425,581 sqft)
Owner	Individual Name on Record
Tax Bill	$393 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39132.9045`

Property Details

APN / Parcel Number

Primary APN	`39132.9045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,538 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	2,538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	425,581 sqft
Porch	Enclosed Frame Porch
Porch Area	144 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5902 E VALLEY LN
City	ELK
State	WA
Zip	99009-8795
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	13-29-43 W1/2 OF W1/2 OF SW1/4 OF NW1/4 EXC RD
Legal Range	43
Legal Township	29
Legal Section	13
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4012
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5902 E VALLEY LN, ELK, WA 99009-8795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Nov 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5902 E VALLEY LN, ELK, WA 99009-8795
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5902 E VALLEY LN, ELK, WA 99009-8795

Mortgage

Document Number	0007293729
Date	Jun 30, 2023
Instrument	7293729

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	DEER PARK, WA 99006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5902 E VALLEY LN, ELK, WA 99009-8795
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006645726
Date	Oct 3, 2017
Instrument	6645726

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99208

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5902 E VALLEY LN, ELK, WA 99009-8795
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006759933
Date	Nov 14, 2018
Instrument	6759933

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$393.00 (+10.08%) Senior Citizen's exemption	$305,350 (+48.57%) Land $130,850 Building $174,500	$305,350 (+48.57%) Land $130,850 Building $174,500
2025	$357.00 (+6.89%) Disabled Person's exemption Senior Citizen's exemption
2024		$205,520 (+68.38%) Land $122,220 Building $83,300	$205,520 (+68.38%) Land $122,220 Building $83,300
2023	$334.00 (+27.48%) Disabled Person's exemption Senior Citizen's exemption	$122,060 Land $56,860 Building $65,200	$122,060 Land $56,860 Building $65,200
2022	$262.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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