6312 E Valley Ln, Elk, WA 99009 Property Records

Spokane County property record for 6312 E Valley Ln, Elk, WA 99009

Property Summary

Property Type	Mobile Home
Details	5 bd · 2 ba · 2,608 sqft · built 1996
Lot Size	9.76 acres (425,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,270 (Jun 2017)
Tax Bill	$4,027 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39132.9049`

Property Details

APN / Parcel Number

Primary APN	`39132.9049`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,608 sqft Living Area
1st Floor Area	2,608 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	425,581 sqft
Deck Area	Deck Area
Patio Area	404 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	6312 E VALLEY LN
City	ELK
State	WA
Zip	99009-9701
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	13-29-43 W1/2 OF W1/2 OF SE1/4 OF NW1/4 EXC RD
Legal Range	43
Legal Township	29
Legal Section	13
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4012
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6312 E VALLEY LN, ELK, WA 99009-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 7, 2017	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Prior Sale	Sep 15, 2005 · Amount on Record
Deed Document Number	20176609873
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6312 E VALLEY LN, ELK, WA 99009-9701
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6312 E VALLEY LN, ELK, WA 99009-9701

Mortgage

Document Number	0007212283
Date	Jun 2, 2022
Instrument	7212283

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6312 E VALLEY LN, ELK, WA 99009-9701
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007052766
Date	Mar 26, 2021
Instrument	7052766

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 7, 2017
Property Address	6312 E VALLEY LN, ELK, WA 99009-9701
Document Number	0006609873
Instrument Date	May 31, 2017
Instrument	6609873
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,836.81
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6312 E VALLEY LN, ELK, WA 99009-9701

Mortgage

Document Number	0006609874
Date	Jun 7, 2017
Instrument	6609874

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,027.00 (+5.92%)	$516,190 (+7.91%) Land $145,390 Building $370,800	$516,190 (+7.91%) Land $145,390 Building $370,800
2025	$3,802.00 (+3.15%)	$478,370 (+5.61%) Land $152,770 Building $325,600	$478,370 (+5.61%) Land $152,770 Building $325,600
2024	$3,686.00 (+3.83%)	$452,970 (+50.8%) Land $152,770 Building $300,200	$452,970 (+50.8%) Land $152,770 Building $300,200
2023	$3,550.00 (+25.53%)	$300,380 Land $71,080 Building $229,300	$300,380 Land $71,080 Building $229,300
2022	$2,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 60% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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