Simpson County property record for 601 Willow Dr, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,252 sqft · built 2019 |
| Lot Size | 0.207 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Nov 2022) |
| Tax Bill | $2,062 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00-17-024.00 |
| Primary APN | 019-00-17-024.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,060 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 601 WILLOW DR |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 601 WILLOW DRIVE |
| Legal Subdivision | THE WILLOWS |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 970401 |
Source: Simpson County records, as of January 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Nov 2, 2022 | Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Aug 9, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Oct 30, 2019 | Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Prior Sale | Oct 30, 2019 · Amount on File |
| Deed Document Number | 0000036957 |
| Deed Book / Page | 369 / 57 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 601 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 601 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Document Number | 000M576/29 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | M576/29 |
| Instrument | 1256233 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02940 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Nov 2, 2022 |
| Property Address | 601 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Document Number | 000D369/57 |
| Book / Page | D369 / 57 |
| Map Reference | MB 4 PG 306 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 1211582 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 WILLOW DR, 601, FRANKLIN, KY 42134-2015 |
| Name | Verified Name |
|---|---|
| Address | 601 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Document Number | 0001211583 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 1211583 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 601 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | FORT SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 00M500/539 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | M500/539 |
| Instrument | 1203978 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Oct 30, 2019 |
| Property Address | 601 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Document Number | 00D344/608 |
| Book / Page | D344 / 608 |
| Map Reference | DB 339 PG 227 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 1193948 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $165.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1122 BENNINGTON PL, 1122, FRANKLIN, KY 42134-2457 |
| Name | Verified Name |
|---|---|
| Address | 601 WILLOW DR, FRANKLIN, KY 42134-2015 |
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,062.00 (-5.72%) | $235,000 (-) | $235,000 (-) |
| 2023 | $2,187.00 (+35.84%) | $235,000 (+27.72%) | $235,000 (+27.72%) |
| 2022 | $1,610.00 | $184,000 | $184,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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