Simpson County property record for 609 Willow Dr, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,185 sqft · built 2018 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,500 (Aug 2020) |
| Tax Bill | $1,513 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00-17-020.00 |
| Primary APN | 019-00-17-020.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 18 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 609 WILLOW DR |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 609 WILLOW DRIVE |
| Legal Subdivision | THE WILLOWS |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 970401 |
609 Willow Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Simpson County records, as of January 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 609 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 14, 2020 | Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Jan 11, 2019 | Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on File |
| Deed Sale | Aug 14, 2020 · Amount on File |
| Prior Sale | Jan 11, 2019 · Amount on File |
| Deed Document Number | 1197939 |
| Deed Book / Page | D350 / 397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 609 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 00M468/641 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | M468/641 |
| Instrument | 1195487 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 14, 2020 |
| Property Address | 609 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Document Number | 00D350/397 |
| Book / Page | D350 / 397 |
| Map Reference | MB 4 PG 306 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 1197939 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 WILLOW DR, 609, FRANKLIN, KY 42134-2015 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 609 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Document Number | 0001197940 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 1197940 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jan 11, 2019 |
| Property Address | 609 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Document Number | 00D339/242 |
| Book / Page | D339 / 242 |
| Map Reference | MB 4 PG 306 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 1189927 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1122 BENNINGTON PL, 1122, FRANKLIN, KY 42134-2457 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 609 WILLOW DR, FRANKLIN, KY 42134-2015 |
| Document Number | 0001189928 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 1189928 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 609 Willow Dr was $1,513.
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,513.00 | $172,500 | $172,500 |
| 2023 | $1,605.00 (+6.36%) | $172,500 (-) | $172,500 (-) |
| 2022 | $1,509.00 | $172,500 | $172,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Willow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Willow Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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