601 W State St, Union, MO 63084 Property Records

Franklin County property record for 601 W State St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,409 sqft · built 1936
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-1-009-357.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-1-009-357.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	214 sqft

Location & Zoning

Street Address	601 W STATE ST
City	UNION
State	MO
Zip	63084-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:11 REINHARD ESTATES
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	NE
Legal Subdivision	REINHARD ESTATES
Legal Block	9
Legal Lot Number	11
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2025
Census Tract	800604

Owner

601 W State St is owned and occupied by an individual who acquired it in November 2025.

Source: Franklin County records, as of December 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	601 W STATE ST, UNION, MO 63084-1026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE ONE LTD
Mar 23, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDWEST EQUITY MTG
Jun 3, 2019	Warranty Deed, Transfer · FHA Mortgage MIDWEST EQUITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019
Deed Sale	Jun 3, 2019
Prior Sale	Jun 3, 2019
Deed Document Number	0000006720
Last Transfer Date	Nov 26, 2025
Transfer Doc	0002515145
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Nov 26, 2025
Property Address	601 W STATE ST, UNION, MO 63084-1026
Document Number	0002515145
Map Reference	PB C PG 5
Instrument Date	Nov 21, 2025
Instrument	2515145
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	ESCROWNET, ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 W STATE ST, UNION, MO 63084-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W STATE ST, UNION, MO 63084-1026

Mortgage

Document Number	0002515146
Date	Nov 26, 2025
Instrument	2515146

Lender

Name	MORTGAGE ONE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	601 W STATE ST, UNION, MO 63084-1026
Document Number	0000004708
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	CLOSELINE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W STATE ST UNION MO 630841026, UNION, MO 63084-1026

Mortgage

Document Number	0000004708
Date	Apr 6, 2020
Instrument	4708

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAKBROOK TERRACE, IL 60181

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 3, 2019
Property Address	601 W STATE ST, UNION, MO 63084-1026
Document Number	0000006720
Instrument Date	Jun 3, 2019
Instrument	6720
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W STATE ST UNION MO 630841026, UNION, MO 63084-1026

Mortgage

Document Number	6721
Date	Jun 3, 2019
Instrument	6721

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAKBROOK TERRACE, IL 60181

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 601 W State St was $1,121.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00	$18,805	$98,970 Land $14,730 Building $84,240
2023	$1,096.00 (+13.58%)	$18,227	$95,930 Land $14,730 Building $81,200
2022	$965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 W State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 W State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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