607 W State St, Union, MO 63084 Property Records

Franklin County property record for 607 W State St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,736 sqft · built 1940
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-1-009-355.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-1-009-355.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	237 sqft

Location & Zoning

Street Address	607 W STATE ST
City	UNION
State	MO
Zip	63084-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT8&PT9 REINHARD ESTATES
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	NE
Legal Subdivision	REINHARD ESTATES
Legal Block	9
Legal Lot Number	8
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2025
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	607 W STATE ST, UNION, MO 63084-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Aug 9, 2022	Transfer on Death Deed, Transfer
Aug 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022
Deed Sale	Aug 9, 2022
Prior Sale	Oct 10, 2012 · Amount on Record
Deed Document Number	2212552
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	607 W STATE ST, UNION, MO 63084-1026
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002515143
Date	Nov 26, 2025
Instrument	2515143

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2065

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	607 W STATE ST, UNION, MO 63084-1026
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002102392
Date	Feb 8, 2021
Instrument	2102392

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 9, 2022
Property Address	607 W STATE ST, UNION, MO 63084-1026
Document Number	0002212553
Map Reference	PB F PG 35
Instrument Date	Aug 9, 2022
Instrument	2212553
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 W STATE ST, UNION, MO 63084-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 W STATE ST, UNION, MO 63084-1026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Aug 9, 2022
Property Address	607 W STATE ST, UNION, MO 63084-1026
Document Number	0002212552
Map Reference	PB F PG 35
Instrument Date	Aug 9, 2022
Instrument	2212552
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 W STATE ST, UNION, MO 63084-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 W STATE ST, UNION, MO 63084-1026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (+5.37%)	$27,991 (+6.31%)	$147,320 (+6.31%) Land $24,640 Building $122,680
2023	$1,583.00 (+6.74%)	$26,329	$138,570 Land $24,640 Building $113,930
2022	$1,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on W State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures