511 W State St, Union, MO 63084 Property Records

Franklin County property record for 511 W State St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,556 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Tax Bill	$917 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-1-009-359.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-1-009-359.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,068 sqft (0.3 acres)
Shed	1 Shed

Location & Zoning

Street Address	511 W STATE ST
City	UNION
State	MO
Zip	63084-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:6&PT7 REINHARD ESTATES
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	REINHARD ESTATES
Legal Lot Number	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2024
Census Tract	800604

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	146 AYRE LN, UNION, MO 63084-2812
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES SAVINGS BANK
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit SULLIVAN BK
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023
Deed Sale	Dec 15, 2023
Prior Sale	Sep 18, 2014 · Amount on Record
Deed Document Number	202314811
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 10, 2021
Property Address	511 W STATE ST, UNION, MO 63084-1346
Document Number	0002117209
Map Reference	PB C PG 5
Instrument Date	Sep 10, 2021
Instrument	2117209
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11520 EUCLASE CT, PARKER, CO 80138-9023

Mortgage

Document Number	0002117210
Date	Sep 10, 2021
Instrument	2117210

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	511 W STATE ST, UNION, MO 63084-1346
Document Number	0000002696
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	308 BOURBEUSE RD UNION MO 630842202, UNION, MO 63084-2202

Mortgage

Document Number	0000002696
Date	Feb 26, 2020
Instrument	2696

Lender

Name	SULLIVAN BK
Address	SULLIVAN, MO 63080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	511 W STATE ST, UNION, MO 63084-1346
Document Number	0000016968
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	308 BOURBEUSE RD UNION MO 630842202, UNION, MO 63084-2202

Mortgage

Document Number	0000016968
Date	Nov 7, 2017
Instrument	16968

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 6, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$917.00 (-24.77%)	$15,393 (-24.08%)	$81,020 (-24.08%) Land $22,760 Building $58,260
2023	$1,219.00 (+11.22%)	$20,276	$106,720 Land $22,760 Building $83,960
2022	$1,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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