601 Spruce Dr, Oberlin, OH 44074 Property Records

Lorain County property record for 601 Spruce Dr, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,190 sqft · built 2006
Lot Size	0.458 acres (19,953 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,000 (Apr 2020)
Tax Bill	$8,676 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-083-101-061`

Property Details

APN / Parcel Number

Primary APN	`09-00-083-101-061`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,190 sqft Living Area
1st Floor Area	2,056 sqft
2nd Floor Area	704 sqft
Upper Floors Area	430 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	19,953 sqft
Lot Dimensions	181 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	537 sqft
Porch	Open Porch
Porch Area	56 sqft
Patio Area	267 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	601 SPRUCE DR
City	OBERLIN
State	OH
Zip	44074-1472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKWOOD SUB 3 110 X 181.39
Legal Subdivision	CLARKWOOD SUBDIVISION NO 3
Legal Lot Number	127
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3005
Census Tract	60200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 SPRUCE DR, OBERLIN, OH 44074-1472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	2020001758
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 3, 2020
Property Address	601 SPRUCE DR, OBERLIN, OH 44074-1472
Document Number	0000755270
Instrument Date	Apr 2, 2020
Instrument	755270
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 SPRUCE DR OBERLIN OH 440741472, OBERLIN, OH 44074-1472

Mortgage

Document Number	755271
Date	Apr 3, 2020
Instrument	755271

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,676.00	$185,910 (-) Land $28,120 Building $157,790	$531,170 (-) Land $80,330 Building $450,840
2024	$8,676.00 (+14.17%)	$185,910 (+32.57%) Land $28,116 Building $157,794	$531,170 (+32.57%) Land $80,330 Building $450,840
2023	$7,599.00 (+2.79%)	$140,235 (%) Land $25,960 Building $114,275	$400,670 (-) Land $74,170 Building $326,500
2022	$7,393.00	$140,240 Land $25,960 Building $114,280
2021			$400,670 Land $74,170 Building $326,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20