Lorain County property record for 571 Spruce Dr, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,639 sqft · built 2004 |
| Lot Size | 0.487 acres (21,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,360 (Jan 2023) |
| Tax Bill | $4,745 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-083-101-058 |
| Primary APN | 09-00-083-101-058 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,639 sqft Living Area |
| 1st Floor Area | 1,639 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 21,240 sqft |
| Lot Dimensions | 193 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 571 SPRUCE DR |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARKWOOD SUB 3 109.87 X 193.32 |
| Legal Subdivision | CLARKWOOD SUBDIVISION #3 |
| Legal Lot Number | 124 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 60200 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 571 SPRUCE DR, OBERLIN, OH 44074-1470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 31, 2023 | Warranty Deed, Transfer NEW LAND TITLE AGENCY, NETWORK LAND TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Prior Sale | Feb 24, 2011 |
| Deed Document Number | 2023000474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 571 SPRUCE DR, OBERLIN, OH 44074-1470 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000909528 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 2023-0909528 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 31, 2023 |
| Property Address | 571 SPRUCE DR, OBERLIN, OH 44074-1470 |
| Document Number | 0000905357 |
| Map Reference | VOL 72 PG 57&58 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023-0905357 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | NEW LAND TITLE AGENCY, NETWORK LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 571 SPRUCE DR, OBERLIN, OH 44074-1470 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,745.00 | $100,890 (+%) Land $28,120 Building $72,770 | $288,240 (-) Land $80,330 Building $207,910 |
| 2024 | $4,745.00 (-3.24%) | $100,885 (+14.8%) Land $28,116 Building $72,769 | $288,240 (+14.8%) Land $80,330 Building $207,910 |
| 2023 | $4,904.00 (+2.7%) | $87,882 (+%) Land $25,960 Building $61,922 | $251,090 (-) Land $74,170 Building $176,920 |
| 2022 | $4,775.00 | $87,880 Land $25,960 Building $61,920 | |
| 2021 | $251,090 Land $74,170 Building $176,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2004–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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