510 Ridgemont Ave, Dearborn, MI 48124 Property Records

Wayne County property record for 510 Ridgemont Ave, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,493 sqft · built 1949
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$860,000 (Jun 2023)
Tax Bill	$20,097 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-201-28-020`

Property Details

APN / Parcel Number

Primary APN	`82-09-201-28-020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	2,493 sqft
Basement Area	2,493 sqft
Unfinished Basement	2,493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Frame
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	188 ft deep x 192 ft wide
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	510 RIDGEMONT AVE
City	DEARBORN
State	MI
Zip	48124-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOTS 52 & 53 CHERRY HILL ESTS SUB NO 2
Legal Subdivision	CHERRY HILL ESTATES NO 2
Legal Lot Number	52-53
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1005
Census Tract	574800

Owner

510 Ridgemont Ave is owned and occupied by an individual who bought it in June 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	510 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage VESTA FINANCIAL GROUP LLC
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jun 18, 2020	Quit Claim Deed, Transfer CISLO TITLE, CISLO TITLE CO
Nov 13, 2017	Warranty Deed, Transfer · Conventional Mortgage TOTAL HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Jan 19, 2022 · Amount on File
Deed Document Number	2023171520
Deed Book / Page	58301 / 1364
Prior Transfer Date	Mar 4, 2020
Prior Transfer Doc	0558491208
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 15, 2023
Property Address	510 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Document Number	0583011364
Book / Page	58301 / 1364
Map Reference	LB 69 PG 99
Instrument Date	Jun 2, 2023
Instrument	2023171520
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 RIDGEMONT AVE, DEARBORN, MI 48124-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	510 RIDGEMONT AVE, DEARBORN, MI 48124-1221

Mortgage

Document Number	0583170710
Date	Jun 23, 2023
Book Page	58317/710
Instrument	2023178222

Lender

Name	VESTA FINANCIAL GROUP LLC
Type	Mortgage Company
Address	DEARBORN, MI 48128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 19, 2022
Property Address	510 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Document Number	0573471125
Book / Page	57347 / 1125
Map Reference	LB 69 PG 99
Instrument Date	Jan 14, 2022
Instrument	2022017902
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 RIDGEMONT AVE, 510, DEARBORN, MI 48124-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 CRESCENT DR, DEARBORN, MI 48124-1244

Mortgage

Document Number	0057349616
Date	Jan 19, 2022
Instrument	57349/616

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	510 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 RIDGEMONT AVE, DEARBORN, MI 48124-1221

Mortgage

Document Number	0563370496
Date	Jan 13, 2021
Book Page	56337/496
Instrument	2021027730

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 18, 2020
Property Address	510 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Document Number	0558491208
Book / Page	055849 / 001208
Instrument Date	Mar 4, 2020
Instrument	188163
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 RIDGEMONT AVE DEARBORN MI 481241221, DEARBORN, MI 48124-1221

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 13, 2017
Property Address	510 RIDGEMONT AVE, DEARBORN, MI 48124-1221
Document Number	0540620370
Book / Page	054062 / 000370
Instrument Date	Nov 1, 2017
Instrument	356230
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	CISLO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 RIDGEMONT AVE DEARBORN MI 481241221, DEARBORN, MI 48124-1221

Mortgage

Document Number	540620372
Date	Nov 13, 2017
Book Page	054062/000372
Instrument	356231

Lender

Name	TOTAL HM LNDG
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 510 Ridgemont Ave was $20,097 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,500 (+10.61%)	$1,111,000 (+10.61%)
2025	$20,097.00 Homeowner's exemption	$502,200	$1,004,400
2023	$20,860.00 Homeowner's exemption	$318,200 (+6.28%)	$636,400 (+6.28%)
2022		$299,400	$598,800
2019	$10,056.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Ridgemont Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Ridgemont Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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