601 Montclair St, Enterprise, OR 97828 Property Records

Wallowa County property record for 601 Montclair St, Enterprise, OR 97828

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,040 sqft · built 1948
Lot Size0.486 acres (21,202 sqft)
OwnerIndividual Name on Record
Last Sale$249,000 (Jan 2021)
Tax Bill$1,618 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jan 2021 Sale & Mortgage
APN02S4402AC 2400

Property Details

APN / Parcel Number

Primary APN02S4402AC 2400
Alternative APN
  • 1827

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
2nd Floor Area312 sqft

Exterior

Year BuiltBuilt 1948
Lot Area21,202 sqft (0.486 acres)
Lot Dimensions165 ft deep x 128 ft wide
Garage TypeAttached
Garage Area546 sqft
Patio Area160 sqft

Location & Zoning

Account Number1827
Street Address601 MONTCLAIR ST
CityENTERPRISE
StateOR
Zip97828-1272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-1
Legal DescriptionT2S R44E WM SEC 2 N1/2 LOT 16; LOTS 17-18 VOL 64 PG 8GOTTER'S SECOND ADD TO ENTERPRISE CONT 12-4-92 22550 WD 4-18-95 28612 DEED OF PERSONAL REP 2-13-04 50155
Legal Range44E
Legal Township02S
Legal Section02
Legal SubdivisionGOTTERS ADD 02
Legal Lot Number17
JurisdictionWALLOWA OR
Township / Civil DivisionENTERPRISE
Census Block Group3
Census Block3035
Census Tract960300

Owner

Source: Wallowa County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 145, ENTERPRISE, OR 97828-0145
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Commercial Mortgage
NORTHWEST FARM CREDIT SERVICES FLCA
Jan 5, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2021 · Amount on Record
Deed SaleJan 5, 2021 · Amount on Record
Deed Document Number83232
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALLOWA OR
Property Address601 MONTCLAIR ST, ENTERPRISE, OR 97828-1272
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWALLOWA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number82387
DateAug 31, 2020
Instrument82387
Lender
NameNORTHWEST FARM CREDIT SERVICES FLCA
TypeBank
AddressSPOKANE, WA 99220
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.35%
Type Change DateSep 1, 2035
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change12.5%
IndexOther
Max Rate12.5%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALLOWA OR
Recording DateJan 5, 2021
Property Address601 MONTCLAIR ST, ENTERPRISE, OR 97828-1272
Document Number83232
Instrument DateJan 4, 2021
Instrument83232
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyWALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 145, ENTERPRISE, OR 97828-0145

Mortgage

Document Number83233
DateJan 5, 2021
Instrument83233
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Wallowa County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyWallowa County
Unified School DistrictEnterprise School District 21 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,618.00 (+2.8%)$153,385 (+3%) Land $66,589 Building $86,796$290,200 (-10.61%) Land $106,500 Building $183,700
2024$1,574.00 (+2.88%)$148,918 (+3%) Land $64,518 Building $84,400$324,630 (-5.86%) Land $140,930 Building $183,700
2023$1,530.00 (+3.03%)$144,581 (+3%) Land $62,911 Building $81,670$344,840 (+13.62%) Land $149,400 Building $195,440
2022$1,485.00$140,370 Land $63,469 Building $76,901$303,500 Land $132,060 Building $171,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims2 (2006–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2007 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ENTERPRISE
serves 2,107 people · EPA ID OR4100278
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20

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