408 Montclair St, Enterprise, OR 97828 Property Records

Wallowa County property record for 408 Montclair St, Enterprise, OR 97828

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1910
Lot Size	1.89 acres (82,503 sqft)
Owner	Individual Name on Record
Tax Bill	$780 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
APN	`02S4402AC 2100`

Property Details

APN / Parcel Number

Primary APN	`02S4402AC 2100`
Alternative APN	`1824`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Lot Area	82,503 sqft (1.89 acres)
Lot Dimensions	165 ft deep x 500 ft wide

Location & Zoning

Account Number	1824
Street Address	408 MONTCLAIR ST
City	ENTERPRISE
State	OR
Zip	97828-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	T2S R44E WM SEC 2 LOT 11, BIRCHLAND ADD TO VOL 57 PG 211TOWN ENTERPRISE PROBATE # 1899 12-66 74 97 ALSO: VAC ALLEY DESC. AS FOL: E 1/2 VAC. ALLEY ABUTTIND & ADJ.LOT 11, BIRCHLAND ADD'N ORD #386 10-20-80 91 246 PR DEED 5-23-91 19055 WD 3-18-92 20788 W
Legal Range	44E
Legal Township	02S
Legal Section	02
Legal Subdivision	BIRCHLAND ADD
Legal Lot Number	11
Jurisdiction	WALLOWA OR
Township / Civil Division	ENTERPRISE
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

Source: Wallowa County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	408 MONTCLAIR ST, ENTERPRISE, OR 97828-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022
Deed Sale	Jan 7, 2022
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	85601
Record Updated	Jun 8, 2026

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WALLOWA OR
Recording Date	Jan 7, 2022
Property Address	408 MONTCLAIR ST, ENTERPRISE, OR 97828-1258
Document Number	0000085601
Map Reference	MB 2 PG 13
Instrument Date	Jan 7, 2022
Instrument	85601
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 SE FLORENCE AVE, ENTERPRISE, OR 97828-1657

Mortgage

Document Number	0000085580
Date	Jan 7, 2022
Instrument	85580

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Wallowa County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Wallowa County
Municipality	Enterprise City
Unified School District	Enterprise School District 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$780.00 (+2.9%)	$50,137 (+3%) Land $28,941 Building $21,196	$167,310 (-0.11%) Land $96,500 Building $70,810
2024	$758.00 (+2.85%)	$48,677 (+3%) Land $28,039 Building $20,638	$167,490 (-5.72%) Land $96,680 Building $70,810
2023	$737.00 (+3.08%)	$47,260 (+3%) Land $27,348 Building $19,912	$177,650 (+13.25%) Land $102,330 Building $75,320
2022	$715.00	$45,884 Land $27,373 Building $18,511	$156,860 Land $90,770 Building $66,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ENTERPRISE serves 2,107 people · EPA ID OR4100278
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20