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  5. Montclair St

405 Montclair St, Enterprise, OR 97828 Property Records

Wallowa County property record for 405 Montclair St, Enterprise, OR 97828

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,198 sqft · built 1995
Lot Size0.53 acres (23,100 sqft)
OwnerIndividual Name on Record
Last Sale$349,000 (Oct 2020)
Tax Bill$2,675 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
APN02S4402AC 1800

Property Details

APN / Parcel Number

Primary APN02S4402AC 1800
Alternative APN
  • 1820

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,198 sqft Living Area
1st Floor Area3,494 sqft

Exterior

Year BuiltBuilt 1995
Lot Area23,100 sqft (0.53 acres)
Lot Dimensions165 ft deep x 140 ft wide

Location & Zoning

Account Number1820
Street Address405 MONTCLAIR ST
CityENTERPRISE
StateOR
Zip97828-1257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionT2S R44E WM SEC 2 LOTS 2-3-4-5, BLK 2, ALDERVIEW ADDTO TOWN ENTERPRISE VOL 61 PG 113 11-21-73 81 666 WD 8-3-79 89 633 WD 8-1-91 19432 EXC: PARCEL 1801(LOT 2 ANDN 15' OF LOT 3) LLA 9-13-94 27034 WD 8-18-94 27035 WD 5-15-96 30929
Legal Range44E
Legal Township02S
Legal Section02
Legal SubdivisionALDERVIEW ADD
Legal Block2
Legal Lot Number2
JurisdictionWALLOWA OR
Township / Civil DivisionENTERPRISE
Census Block Group3
Census Block3031
Census Tract960300

Owner

Source: Wallowa County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 MONTCLAIR ST, ENTERPRISE, OR 97828-1257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Deed Document Number0000082824
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALLOWA OR
Recording DateOct 30, 2020
Property Address405 MONTCLAIR ST, ENTERPRISE, OR 97828-1257
Document Number0000082824
Map ReferenceMB O PG 155
Instrument DateOct 30, 2020
Instrument82824
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyWALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address405 MONTCLAIR ST, ENTERPRISE, OR 97828-1257

Mortgage

Document Number0000082825
DateOct 30, 2020
Instrument82825
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Wallowa County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyWallowa County
MunicipalityEnterprise City
Unified School DistrictEnterprise School District 21 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,675.00 (+2.88%)$171,910 (+3%) Land $63,272 Building $108,638$348,480 (-8.99%) Land $106,500 Building $241,980
2024$2,600.00 (+2.89%)$166,903 (+3%) Land $61,292 Building $105,611$382,910 (-5.88%) Land $140,930 Building $241,980
2023$2,527.00 (+3.06%)$162,042 (+3%) Land $59,797 Building $102,245$406,830 (+13.68%) Land $149,400 Building $257,430
2022$2,452.00$157,323 Land $69,161 Building $88,162$357,870 Land $132,060 Building $225,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims2 (2006–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2007 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ENTERPRISE
serves 2,107 people · EPA ID OR4100278
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber		6,000 / 6,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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