401 E Pearl St, Waldron, IN 46182 Property Records

Shelby County property record for 401 E Pearl St, Waldron, IN 46182

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,694 sqft · built 1920
Lot Size	0.172 acres (7,480 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2017)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-12-32-100-152.000-011`

Property Details

APN / Parcel Number

Primary APN	`73-12-32-100-152.000-011`
Alternative APNs	`00177247689` `0076200400`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,694 sqft Living Area
1st Floor Area	1,486 sqft
Attic	Attic
Attic Area	2,416 sqft
Basement Area	302 sqft
Unfinished Basement	302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1988
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,480 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Patio Area	330 sqft
Shed	1 Shed
Shed Area	192 sqft
Lean-To	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00177247689
Street Address	401 E PEARL ST
City	WALDRON
State	IN
Zip	46182-0389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALDRON SPELLMAN SEC32 LT4
Legal Subdivision	SPELLMAN S FIRST ADDITION
Jurisdiction	SHELBY IN
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2023
Census Tract	710800

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 E PEARL ST, WALDRON, IN 46182-0389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Sep 27, 2012 · Amount on Record
Deed Document Number	20174158
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Jul 27, 2017
Property Address	401 E PEARL ST, WALDRON, IN 46182-0389
Document Number	2017004158
Instrument Date	Jul 21, 2017
Instrument	2017004158
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	LENDERS ESCROW AND TITLE SERVICES IN, LENDERS ESCROW & TITLE SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E PEARL ST, WALDRON, IN 46182-0389

Mortgage

Document Number	2017004159
Date	Jul 27, 2017
Instrument	2017004159

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Liberty Township
Unified School District	Shelby Eastern Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (-5.14%) Homeowner's exemption	$188,600 (+3.12%) Land $12,200 Building $176,400	$188,600 (+3.12%) Land $12,200 Building $176,400
2024	$1,808.00 (+3.91%) Homeowner's exemption	$182,900 (+4.57%) Land $12,200 Building $170,700	$182,900 (+4.57%) Land $12,200 Building $170,700
2023	$1,740.00 (+41.46%)	$174,900 (+3.61%) Land $11,400 Building $163,500	$174,900 (+3.61%) Land $11,400 Building $163,500
2022	$1,230.00	$168,800 Land $11,400 Building $157,400	$168,800 Land $11,400 Building $157,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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