Bay County property record for 601 E 11th St, Panama City, FL 32401
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 1,803 sqft · built 1950 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Owner Name on File |
| Last Sale | $10,500 (Jun 2004) |
| Tax Bill | $319 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16910-000-000 |
| Primary APN | 16910-000-000 |
|---|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,803 sqft |
| 1st Floor Area | 1,748 sqft |
| Year Built | Built 1950 |
|---|---|
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 88 ft deep x 50 ft wide |
| Street Address | 601 E 11TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC09 |
| Legal Description | CARVER HTS. W 50' LOTS 15,16 BLK 3 MAP 105B2 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | CARVER HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 15,16 16 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1600 |
The current owner of 601 E 11th St bought it in June 2004.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1718 ILLINOIS AVE, LYNN HAVEN, FL 32444-4368 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2004 · Amount on File |
| Deed Sale | Jun 25, 2004 · Amount on File |
| Deed Document Number | 2004-049149 |
| Deed Book / Page | 2463 / 1540 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 601 E 11th St was $319, down 1.8% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $319.00 (-1.85%) | $22,001 (-) Land $22,000 Building $1 | $22,001 (-) Land $22,000 Building $1 |
| 2024 | $325.00 (-33.13%) | $22,001 (-) Land $22,000 Building $1 | $22,001 (-) Land $22,000 Building $1 |
| 2023 | $486.00 (+10.2%) | $22,001 (+25%) Land $22,000 Building $1 | $22,001 (+25%) Land $22,000 Building $1 |
| 2022 | $441.00 | $17,601 Land $17,600 Building $1 | $17,601 Land $17,600 Building $1 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 601 E 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 601 E 11th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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