Bay County property record for 900 E 11th St, Panama City, FL 32401
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 7,040 sqft · built 1960 |
| Lot Size | 0.228 acres (9,975 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $380 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17019-000-000 |
| Primary APN | 17019-000-000 |
|---|
| Total Rooms | 10 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 7,040 sqft |
| 1st Floor Area | 3,520 sqft |
| 2nd Floor Area | 3,520 sqft |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,975 sqft (0.228 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Patio Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 900 E 11TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3462 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC03 |
| Legal Description | GLENWOOD ADD LOTS 8,9 BLK 1 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | GLENWOOD ADD |
| Legal Block | 1 |
| Legal Lot Number | 8,9 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 1600 |
900 E 11th St, commercial vacant land, is owned by an individual who acquired it in March 1944.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 35324, PANAMA CITY, FL 32412-5324 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 1944 |
| Deed Sale | Mar 29, 1944 |
| Deed Document Number | 0000086563 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 900 E 11th St was $380.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $380.00 | $24,064 Land $24,064 | $24,064 Land $24,064 |
| 2023 | $198.00 (-4.35%) Additional exemption filed | $23,520 (-) Land $23,520 | $23,520 (-) Land $23,520 |
| 2022 | $207.00 Additional exemption filed | $23,520 Land $23,520 | $23,520 Land $23,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 900 E 11th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 900 E 11th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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