508 E 11th St, Panama City, FL 32401 Property Records

Bay County property record for 508 E 11th St, Panama City, FL 32401

Property Summary

Property Type	Vacant Land
Details	2 bd · 1 ba · 720 sqft · built 1945
Lot Size	0.123 acres (5,357 sqft)
Owner	Individual Name on File
Last Sale	$21,000 (Oct 2021)
Tax Bill	$255 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17778-000-000`

Property Details

APN / Parcel Number

Primary APN	`17778-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	798 sqft
1st Floor Area	720 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,357 sqft (0.123 acres)
Lot Dimensions	134 ft deep x 40 ft wide
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	508 E 11TH ST
City	PANAMA CITY
State	FL
Zip	32401-3411
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PC09
Legal Description	SEGLERS 2ND ADD LOT 1 BLK 1 ORB 4475 P 189
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	SEGLERS 2ND ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2020
Census Tract	1600

Owner

508 E 11th St, vacant land, is owned by an individual who bought it in October 2021.

Source: Bay County records, as of June 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2010 W 11TH ST, PANAMA CITY, FL 32401-1821
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Aug 15, 2016 · Amount on File
Deed Document Number	202179992
Deed Book / Page	4475 / 189
Record Updated	Oct 29, 2026

October 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BAY FL
Recording Date	Oct 19, 2021
Property Address	508 E 11TH ST, PANAMA CITY, FL 32401-3411
Document Number	0044750189
Book / Page	4475 / 189
Map Reference	MB 1975 PG 1906
Instrument Date	Aug 15, 2016
Instrument	2021079992
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 W 11TH ST, PANAMA CITY, FL 32401-1821

Mortgage

Date	Oct 19, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Interest

Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 508 E 11th St was $255, down 5.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$255.00 (-5.2%)	$10,793 (-59.73%)	$26,800 (-) Land $26,800
2024	$269.00 (-38.58%)	$26,800 (-) Land $26,800	$26,800 (-) Land $26,800
2023	$438.00 (+9.23%)	$26,800 (+25%) Land $26,800	$26,800 (+25%) Land $26,800
2022	$401.00	$21,440 Land $21,440	$21,440 Land $21,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 E 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 E 11th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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