DeSoto County property record for 601 Belmont Estates Dr, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,312 sqft · built 2012 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,200 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-9-31-05-0-00021-00 |
| Primary APN | 3-07-9-31-05-0-00021-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 4,312 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Pool Area | 504 sqft |
| Patio Area | 496 sqft |
| Street Address | 601 BELMONT ESTATES DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELMONT ESTATES LOT 21 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 31 |
| Legal Subdivision | BELMONT ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-07-9-31-05-0-00021-00
Assessment roll updated September 1, 2025 · Last verified January 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 601 BELMONT ESTATES DR, HERNANDO, MS 38632-6123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2012 |
| Deed Sale | Feb 02, 2012 |
| Deed Document Number | 0000674258 |
| Deed Book / Page | 674 / 258 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 601 BELMONT ESTATES DR, HERNANDO, MS 38632-6123 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004708/673 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 4708/673 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 30, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 601 BELMONT ESTATES DR, HERNANDO, MS 38632-6123 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 601 BELMONT ESTATES DR, HERNANDO, MS 38632-6123 |
| Document Number | 005267/793 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 5267/793 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,200.00 (+15.77%) | $41,933 (+38.16%) Land $3,500 Building $38,433 | $419,325 (+38.15%) Land $35,000 Building $384,325 |
| 2023 | $2,764.00 | $30,352 | $303,520 Land $35,000 Building $268,520 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 758 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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