540 Belmont Estates Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 540 Belmont Estates Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Year Built	Built 2016
Square Footage	3,703 sqft Adjusted Area
Lot Size	70,567 sqft (1.62 acres)
Occupancy	Owner Occupied
Last Sale	$631,750 (2022)
Tax Bill	$2,657.00 (2025)

Owner

Source: DeSoto County records · APN 3-07-9-31-05-0-00006-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	540 BELMONT ESTATES DR, HERNANDO, MS 38632-6121
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 17, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANCORP BANK
Nov 04, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Apr 18, 2017	Quit Claim Deed, Transfer Quitclaim Document

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2022 · Amount on Record
Deed Sale	Nov 04, 2022 · Amount on Record
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Book / Page	1017 / 163
Prior Transfer Date	Apr 13, 2017
Prior Transfer Doc	000820/589
Record Refreshed	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	540 BELMONT ESTATES DR, HERNANDO, MS 38632-6121
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004336/622
Date	Apr 18, 2017
Book Page	4336/622

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	540 BELMONT ESTATES DR, HERNANDO, MS 38632-6121
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170517010118980
Date	May 17, 2017
Instrument	20170517010118980

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 08, 2022

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 04, 2022
Property Address	540 BELMONT ESTATES DR, HERNANDO, MS 38632-6121
Document Number	001017/163
Book / Page	1017 / 163
Map Reference	MB 103 PG 23
Instrument Date	Nov 02, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 N HARRIS AVE, 122, PANAMA CITY, FL 32401-3824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	540 BELMONT ESTATES DR, HERNANDO, MS 38632-6121

Mortgage

Document Number	0005629613
Date	Nov 04, 2022
Instrument	5629/613

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 18, 2017
Property Address	540 BELMONT ESTATES DR, HERNANDO, MS 38632-6121
Document Number	000820/589
Book / Page	0820 / 589
Map Reference	PL 103 PG 23
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 BELMONT ESTATES DR, 540, HERNANDO, MS 38632-6121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	540 BELMONT ESTATES DR, HERNANDO, MS 38632-6121

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (+16.59%)	$35,422 (+38.64%) Land $3,500 Building $31,922	$354,215 (+38.64%) Land $35,000 Building $319,215
2023	$2,279.00	$25,549	$255,493 Land $35,000 Building $220,493

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	About 1 in 775 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`3-07-9-31-05-0-00006-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,703 sqft Adjusted Area
1st Floor	2,267 sqft 1st Floor
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Material	Shingle Roof
Lot Area	70,567 sqft (1.62 acres)

Location & Zoning

Street Address	540 BELMONT ESTATES DR
City	HERNANDO
State	MS
Zip	38632-6121
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BELMONT ESTATES LOT 6
Legal Range	007
Legal Township	03S
Legal Section	31
Legal Subdivision	BELMONT ESTATES
Legal Lot Number	6
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2005
Census Tract	71124

540 Belmont Estates Dr, Hernando, MS 38632 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Nearby Properties on Belmont Estates Dr

Nearby Streets

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