499 Belmont Estates Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 499 Belmont Estates Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,719 sqft · built 2017
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-31-05-0-00013-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-31-05-0-00013-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	4,719 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	68,389 sqft (1.57 acres)
Pool Area	800 sqft
Patio Area	1,500 sqft

Location & Zoning

Street Address	499 BELMONT ESTATES DR
City	HERNANDO
State	MS
Zip	38632-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BELMONT ESTATES LOT 13
Legal Range	07
Legal Township	03
Legal Section	31
Legal Subdivision	BELMONT ESTATES
Legal Lot Number	13
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	499 BELMONT ESTATES DR, HERNANDO, MS 38632-6119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Jul 18, 2017	Warranty Deed, Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 18, 2017
Deed Sale	Jul 18, 2017
Prior Sale	Apr 19, 2007
Deed Document Number	20170718010206430
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	499 BELMONT ESTATES DR, HERNANDO, MS 38632-6119
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 BELMONT ESTATES DR, HERNANDO, MS 38632-6119

Mortgage

Document Number	00005021/1
Date	Aug 19, 2020
Book Page	5021/1

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	499 BELMONT ESTATES DR, HERNANDO, MS 38632-6119
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004573/200
Date	Jul 16, 2018
Book Page	4573/200
Instrument	T04573-00200

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 18, 2017
Property Address	499 BELMONT ESTATES DR, HERNANDO, MS 38632-6119
Document Number	20170718010206430
Instrument Date	Jul 17, 2017
Instrument	20170718010206430
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3360 OHARA CV, 3360, HERNANDO, MS 38632-7791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 DEER CREEK DR, HERNANDO, MS 38632-1256

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,861.00 (+29.43%)	$49,843 (+53.27%) Land $3,500 Building $46,343	$498,432 (+53.27%) Land $35,000 Building $463,432
2023	$2,983.00	$32,520	$325,198 Land $35,000 Building $290,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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