6008 Spence Ct, Monroe, NC 28110 Property Records

Union County property record for 6008 Spence Ct, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,914 sqft · built 2003
Lot Size	0.964 acres (41,992 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Dec 2025)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-027-053`

Property Details

APN / Parcel Number

Primary APN	`06-027-053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	2,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,992 sqft (0.964 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	266 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6008 SPENCE CT
City	MONROE
State	NC
Zip	28110-8073
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#4 COURT SQUARE OPCF796-797
Legal Subdivision	COURT SQUARE
Legal Lot Number	4
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2000
Census Tract	21020

Owner

Source: Union County records · APN 06-027-053

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6008 SPENCE CT, MONROE, NC 28110-8073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	202534000
Deed Book / Page	9272 / 365
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 22, 2025
Property Address	6008 SPENCE CT, MONROE, NC 28110-8073
Document Number	0009272365
Book / Page	9272 / 365
Map Reference	CAB F FILE 796&797
Instrument Date	Dec 19, 2025
Instrument	34000
Transaction Type	Transfer
Record Updated	Jan 09, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14228 TWIN EAGLES LN, CHARLOTTE, NC 28278-0165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 SPENCE CT, MONROE, NC 28110-8073

Mortgage

Document Number	0000034001
Date	Dec 22, 2025
Instrument	34001

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 20, 2020
Property Address	6008 SPENCE CT, MONROE, NC 28110-8073
Document Number	0007741502
Book / Page	7741 / 502
Map Reference	FILE 796&797
Instrument Date	Jul 20, 2020
Instrument	26879
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 QUEENSFERRY RD, 1009, CARY, NC 27511-6424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 SPENCE CT, MONROE, NC 28110-8073

Mortgage

Document Number	0000026880
Date	Jul 20, 2020
Instrument	26880

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00 (+29.38%)	$528,900 (+69.57%) Land $109,700 Building $419,200	$528,900 (+69.57%) Land $109,700 Building $419,200
2023	$1,991.00	$311,900 (-) Land $66,600 Building $245,300	$311,900 (-) Land $66,600 Building $245,300
2022	$1,991.00	$311,900 Land $66,600 Building $245,300	$311,900 Land $66,600 Building $245,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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