6001 Spence Ct, Monroe, NC 28110 Property Records

Union County property record for 6001 Spence Ct, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 2,967 sqft · built 2002
Lot Size	0.942 acres (41,034 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Apr 2002)
Tax Bill	$3,421 (2025)
Deeds & Mortgages	May 2021 Line of Credit Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-027-050`

Property Details

APN / Parcel Number

Primary APN	`06-027-050`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,967 sqft Living Area
Gross Area	3,473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,034 sqft (0.942 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6001 SPENCE CT
City	MONROE
State	NC
Zip	28110-8073
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#1 COURT SQUARE MP1
Legal Subdivision	COURT SQUARE
Legal Lot Number	1
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2000
Census Tract	21020

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6001 SPENCE CT, MONROE, NC 28110-8073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Aug 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 2, 2002 · Amount on Record
Deed Sale	Apr 2, 2002 · Amount on Record
Prior Sale	Dec 3, 2001 · Amount on Record
Deed Document Number	200213154
Deed Book / Page	1794 / 845
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6001 SPENCE CT, MONROE, NC 28110-8073
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6001 SPENCE CT, MONROE, NC 28110-8073

Mortgage

Document Number	0008102361
Date	May 17, 2021
Book Page	8102/361
Instrument	23186

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6001 SPENCE CT, MONROE, NC 28110-8073
Document Number	7086339
Book / Page	007086 / 000339
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6001 SPENCE CT MONROE NC 281108073, MONROE, NC 28110-8073

Mortgage

Document Number	7086339
Date	Jan 12, 2018
Book Page	007086/000339
Instrument	944

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6001 SPENCE CT, MONROE, NC 28110-8073
Document Number	6995371
Book / Page	006995 / 000371
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	F 6001 SPENCE CT MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	6995371
Date	Aug 16, 2017
Book Page	006995/000371
Instrument	23766

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2032

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,421.00 (+33.53%)	$702,400 (+74.99%) Land $109,300 Building $593,100	$702,400 (+74.99%) Land $109,300 Building $593,100
2023	$2,562.00	$401,400 Land $66,400 Building $335,000	$401,400 Land $66,400 Building $335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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