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6004 Spence Ct, Monroe, NC 28110 Property Records

Union County property record for 6004 Spence Ct, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,680 sqft · built 2003
Lot Size0.977 acres (42,558 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jun 2017)
Tax Bill$3,531 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-027-054

Property Details

APN / Parcel Number

Primary APN06-027-054

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,680 sqft Living Area
Gross Area3,236 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area42,558 sqft (0.977 acres)
Garage TypeAttached
Garage Area556 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area398 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address6004 SPENCE CT
CityMONROE
StateNC
Zip28110-8073
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description#5 COURT SQUARE OPCF796-797
Legal SubdivisionCOURT SQUARE
Legal Lot Number5
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group2
Census Block2000
Census Tract21020

Owner

Source: Union County records · APN 06-027-054

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7704 KUCK RD, MINT HILL, NC 28227-4214
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 08, 2017Warranty Deed, Transfer · Conventional with PMI
NATIONAL MTG ALLIANCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2017 · Amount on Record
Deed SaleJun 07, 2017 · Amount on Record
Prior SaleJan 02, 2002 · Amount on Record
Deed Document Number201715952
Deed Book / Page6947 / 845
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address6004 SPENCE CT, MONROE, NC 28110-8073
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008189452
DateJul 30, 2021
Book Page8189/452
Instrument36033
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 08, 2017
Property Address6004 SPENCE CT, MONROE, NC 28110-8073
Document Number6947845
Book / Page006947 / 000845
Instrument DateJun 08, 2017
Instrument15952
Transaction TypeTransfer
Record UpdatedJul 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7704 KUCK RD MINT HILL NC 282274214, MINT HILL, NC 28227-4214

Mortgage

Document Number6947848
DateJun 08, 2017
Book Page006947/000848
Instrument15953
Lender
NameNATIONAL MTG ALLIANCE
TypeMortgage Company
AddressATLANTA, GA 30339
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 07, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWesley Chapel Village
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,531.00 (+33.85%)$725,100 (+75.44%) Land $109,900 Building $615,200$725,100 (+75.44%) Land $109,900 Building $615,200
2023$2,638.00$413,300 Land $66,800 Building $346,500$413,300 Land $66,800 Building $346,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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