6004 N Emerald, Stillwater, OK 74075 Property Records

Payne County property record for 6004 N Emerald, Stillwater, OK 74075

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,094 sqft · built 2022
Lot Size0.157 acres (6,845 sqft)
Owner2 Individual Names on Record
Last Sale$330,500 (Jul 2022)
Tax Bill$4,262 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN20N02E-26-1-ST238-014-0013

Property Details

APN / Parcel Number

Primary APN20N02E-26-1-ST238-014-0013
Alternative APNs
  • 600089322
  • 89322

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Building Area2,094 sqft Living Area
1st Floor Area2,094 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,845 sqft (0.157 acres)
Garage TypeAttached
Garage Area455 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number89322
Street Address6004 N EMERALD
CitySTILLWATER
StateOK
Zip74075-1925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE CANYONS 5TH SEC BLK 14 LOT 13
Legal Range02E
Legal Township20N
Legal Section26
Legal SubdivisionTHE CANYONS, 5TH SEC
Legal Block14
Legal Lot Number13
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1012
Census Tract10101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6004 N EMERALD, STILLWATER, OK 74075-1925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
CWM PARTNERS LP
Nov 5, 2021Warranty Deed, Transfer
CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2022 · Amount on Record
Deed SaleJul 7, 2022 · Amount on Record
Prior SaleNov 5, 2021 · Amount on Record
Deed Document Number20227891
Deed Book / Page2705 / 955
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateJul 7, 2022
Property Address6004 N EMERALD, STILLWATER, OK 74075-1925
Document Number0027050955
Book / Page2705 / 955
Instrument DateJun 29, 2022
InstrumentI-2022-007891
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 25, 2024
Title CompanyCHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$495.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6004 N EMERALD, STILLWATER, OK 74075-1925

Mortgage

Document NumberI2022007892
DateJul 7, 2022
InstrumentI-2022-007892
Lender
NameCWM PARTNERS LP
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateNov 5, 2021
Property Address6004 N EMERALD, STILLWATER, OK 74075-1925
Document Number0026630469
Book / Page2663 / 469
Instrument DateOct 26, 2021
Instrument2021-124061
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyCHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

AmountAmount Recorded
Tax$56.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 N PORTER AVE, NORMAN, OK 73071-6619

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,721 (+5.52%) Land $4,332 Building $38,389$374,750 (+1.31%) Land $38,000 Building $336,750
2025$4,262.00 (+3.52%)$40,487 (-) Land $4,159 Building $36,328
2024$4,117.00 (+5.21%)$40,487 (+5%) Land $4,159 Building $36,328$369,910 (+9.36%) Land $38,000 Building $331,910
2023$3,913.00 (+9,%)$38,559 (+8,909.11%) Land $4,332 Building $34,227$338,240 (+8,895.74%) Land $38,000 Building $300,240
2022$43.00$428 Land $428$3,760 Land $3,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 54% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

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