Payne County property record for 5927 N Emerald, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,146 sqft · built 2021 |
| Lot Size | 0.179 acres (7,813 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,994 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N02E-26-1-ST238-010-0026 |
| Primary APN | 20N02E-26-1-ST238-010-0026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 2,146 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,813 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 569 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89303 |
|---|---|
| Street Address | 5927 N EMERALD |
| City | STILLWATER |
| State | OK |
| Zip | 74075-1938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE CANYONS 5TH SEC BLK 10 LOT 26 |
| Legal Range | 02E |
| Legal Township | 20N |
| Legal Section | 26 |
| Legal Subdivision | THE CANYONS, 5TH SEC |
| Legal Block | 10 |
| Legal Lot Number | 26 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10101 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5927 N EMERALD, STILLWATER, OK 74075-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 5927 N EMERALD, STILLWATER, OK 74075-1938 |
| Document Number | 0025970227 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | CHICAGO TITLE OK |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1320 N PORTER AVE NORMAN OK 730716619, NORMAN, OK 73071-6619 |
| Investor | Possibly a Property Investor |
| Document Number | 0025970227 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 002597/000227 |
| Instrument | 12640 |
| Name | CROSSFIRST BK |
|---|---|
| Type | Bank |
| Address | 11440 TOMAHAWK CREEK PKWY, LEAWOOD, KS 66211-2672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,552 (+2.74%) Land $4,332 Building $36,220 | $355,720 (-8.66%) Land $38,000 Building $317,720 | |
| 2025 | $3,994.00 (+2.1%) Homeowner's exemption | $39,469 (-) Land $3,851 Building $35,618 | |
| 2024 | $3,912.00 (+3.3%) Homeowner's exemption | $39,469 (+3%) Land $3,851 Building $35,618 | $389,460 (+7.99%) Land $38,000 Building $351,460 |
| 2023 | $3,787.00 (+3.33%) Homeowner's exemption | $38,319 (+3%) Land $4,037 Building $34,282 | $360,640 (+10.51%) Land $38,000 Building $322,640 |
| 2022 | $3,665.00 Homeowner's exemption | $37,203 Land $4,332 Building $32,871 | $326,350 Land $38,000 Building $288,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 54% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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