5919 N Emerald, Stillwater, OK 74075 Property Records

Payne County property record for 5919 N Emerald, Stillwater, OK 74075

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,857 sqft · built 2022
Lot Size0.183 acres (7,998 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Jan 2023)
Tax Bill$3,745 (2025)
Deeds & MortgagesJan 2023 Sale
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20N02E-26-1-ST238-010-0028

Property Details

APN / Parcel Number

Primary APN20N02E-26-1-ST238-010-0028
Alternative APNs
  • 600089305
  • 89305

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Building Area1,857 sqft Living Area
1st Floor Area1,857 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,998 sqft (0.183 acres)
Garage TypeMixed
Garage Area408 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number89305
Street Address5919 N EMERALD
CitySTILLWATER
StateOK
Zip74075-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE CANYONS 5TH SEC BLK 10 LOT 28
Legal Range02E
Legal Township20N
Legal Section26
Legal SubdivisionTHE CANYONS, 5TH SEC
Legal Block10
Legal Lot Number28
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1012
Census Tract10101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5919 N EMERALD, STILLWATER, OK 74075-1938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2023Warranty Deed, Subdivision Related Transfer
CHICAGO TITLE OK, CHICAGO TITLE OF OKLAHOMA
Jun 13, 2022Warranty Deed, Transfer · Unknown
CROSSFIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on Record
Deed SaleJan 4, 2023 · Amount on Record
Prior SaleJun 13, 2022 · Amount on Record
Deed Document Number202377
Deed Book / Page2732 / 545
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateJan 4, 2023
Property Address5919 N EMERALD, STILLWATER, OK 74075-1938
Document Number0027320545
Book / Page2732 / 545
Instrument DateDec 29, 2022
InstrumentI-2023-000077
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 25, 2024
Title CompanyCHICAGO TITLE OK, CHICAGO TITLE OF OKLAHOMA

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5919 N EMERALD, STILLWATER, OK 74075-1938

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateJun 13, 2022
Property Address5919 N EMERALD, STILLWATER, OK 74075-1938
Document Number0027010685
Book / Page2701 / 685
Instrument DateJun 2, 2022
InstrumentI-2022-006771
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyCHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

AmountAmount Recorded
Tax$64.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 N PORTER AVE, NORMAN, OK 73071-6619

Mortgage

Document NumberI2022006772
DateJun 13, 2022
InstrumentI-2022-006772
Lender
NameCROSSFIRST BANK
TypeBank
Agreement
TypeUnknown
AmountAmount Recorded

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,125 (+6.09%) Land $4,243 Building $34,882$343,203 (-0.81%) Land $37,226 Building $305,977
2025$3,745.00 (+2.66%) Homeowner's exemption$36,879 (-) Land $4,050 Building $32,829
2024$3,648.00 (+0.41%) Homeowner's exemption$36,879 (+3%) Land $4,050 Building $32,829$345,990 (+10.16%) Land $38,000 Building $307,990
2023$3,633.00 (+8,348.84%)$35,805 (+8,265.65%) Land $4,332 Building $31,473$314,080 (+8,253.19%) Land $38,000 Building $276,080
2022$43.00$428 Land $428$3,760 Land $3,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 54% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

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