60 Stone Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 60 Stone Rd, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,210 sqft · built 1920
Lot Size	0.236 acres (10,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,995,000 (Jun 2021)
Tax Bill	$25,536 (2025)
Deeds & Mortgages	Aug 2022 Refinance Nov 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:23 P:000033 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:23 P:000033 S`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	10,263 sqft (0.236 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	60 STONE RD
City	BELMONT
State	MA
Zip	02478-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1010
Census Tract	357200

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 STONE RD, BELMONT, MA 02478-3521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Feb 5, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jun 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Feb 3, 2017	Deed of Trust, Mortgage · ARM WEBSTER FIVECENT SVGS
Aug 6, 2020	Deed of Trust, Mortgage · ARM CITIZENS BANK OF RHODE ISLAND
May 24, 2017	Quit Claim Deed, Transfer WELLESLEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Book / Page	77897 / 448
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	77897-448
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	60 STONE RD, BELMONT, MA 02478-3521
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080653-159
Date	Aug 31, 2022
Book Page	80653/159
Instrument	133395

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	60 STONE RD, BELMONT, MA 02478-3521
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084887-356
Date	Nov 17, 2025
Book Page	84887/356
Instrument	140726

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	60 STONE RD, BELMONT, MA 02478-3521
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00083744-8
Date	Feb 5, 2025
Book Page	83744/8
Instrument	12461

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jun 1, 2021
Property Address	60 STONE RD, BELMONT, MA 02478-3521
Document Number	77897-448
Book / Page	77897 / 448
Instrument Date	May 28, 2021
Instrument	122698
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60 STONE RD, BELMONT, MA 02478-3521

Mortgage

Document Number	122699
Date	Jun 1, 2021
Instrument	122699

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	60 STONE RD, BELMONT, MA 02478-3521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68858-267
Date	Feb 3, 2017
Book Page	68858/267
Instrument	19862

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	60 STONE RD, BELMONT, MA 02478-3521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75311-339
Date	Aug 6, 2020
Book Page	75311/339
Instrument	132194

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Sep 1, 2025
Index	LIBOR

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	May 24, 2017
Property Address	60 STONE RD, BELMONT, MA 02478-3521
Document Number	69330-593
Book / Page	69330 / 593
Instrument	77294
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 STONE RD, BELMONT, MA 02478-3521

Mortgage

Document Number	693310001
Date	May 24, 2017
Instrument	69331/0001

Lender

Name	WELLESLEY BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Interest

Rate	3.75%
Max Rate At Change	60.1%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,536.00 (+22.21%)	$2,242,000 (+20.6%) Land $1,037,000 Building $1,205,000	$2,040,505 (+0.97%)
2024			$2,020,840
2023	$20,895.00	$1,859,000 Land $986,000 Building $873,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1979–2010)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 2 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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