Middlesex County and Belmont Town property record for 44 Stone Rd, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,394 sqft · built 1920 |
| Lot Size | 0.243 acres (10,591 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $20,730 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:23 P:000030 S |
| Primary APN | BELM M:23 P:000030 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 3,566 sqft |
| 1st Floor Area | 782 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,591 sqft (0.243 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 44 STONE RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 357200 |
44 Stone Rd is owner-occupied and held in a trust since December 2014.
Source: Middlesex County and Belmont Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 44 STONE RD, BELMONT, MA 02478-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2014 |
| Deed Sale | Dec 16, 2014 |
| Prior Sale | Dec 31, 1986 · Amount on File |
| Deed Document Number | 2014193612 |
| Deed Book / Page | 64668 / 282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 44 STONE RD, BELMONT, MA 02478-3521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76698-181 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 76698/181 |
| Instrument | 9790 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Feb 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 44 Stone Rd was $20,730.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,730.00 | $1,820,000 Land $1,045,000 Building $775,000 | $2,062,260 (-6.35%) |
| 2024 | $2,202,100 | ||
| 2023 | $17,400.00 | $1,548,000 Land $994,000 Building $554,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Stone Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 14 (1979–2010) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 44 Stone Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Starry.
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