80 Stone Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 80 Stone Rd, Belmont, MA 02478

Property Summary

Property TypeSingle Family Home
Details7 bd · 2.5 ba · 3,229 sqft · built 1923
Lot Size0.414 acres (18,033 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Oct 1999)
Tax Bill$23,976 (2025)
Deeds & MortgagesApr 2024 Refinance
Apr 2021 Refinance
Flood ZoneZone X (minimal risk)
APNBELM M:23 P:000036 S

Property Details

APN / Parcel Number

Primary APNBELM M:23 P:000036 S

Interior

Bedrooms7 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,229 sqft Living Area
Gross Area4,786 sqft
1st Floor Area1,064 sqft
Basement Area160 sqft
Unfinished Basement1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,033 sqft (0.414 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address80 STONE RD
CityBELMONT
StateMA
Zip02478-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group1
Census Block1010
Census Tract357200

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address80 STONE RD, BELMONT, MA 02478-3521
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
HARVARD UNIVERSITY CREDIT UNION
Apr 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 1999 · Amount on Record
Deed SaleOct 25, 1999 · Amount on Record
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address80 STONE RD, BELMONT, MA 02478-3521
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00082711-1
DateApr 29, 2024
Book Page82711/1
Instrument42727
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMay 1, 2049

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address80 STONE RD, BELMONT, MA 02478-3521
Transaction TypeMortgage
Record UpdatedApr 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77538-504
DateApr 16, 2021
Book Page77538/504
Instrument86870
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,976.00 (+19.84%)$2,105,000 (+18.26%) Land $1,194,000 Building $911,000$2,165,145 (-8.55%)
2024$2,367,590
2023$20,007.00$1,780,000 Land $1,135,000 Building $645,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims14 (1979–2010)
Claims Outside the SFHA7 of 14
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Severe Storms And Flooding, May 2006 · 2 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people · EPA ID MA3026000
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Starry.

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