60 Richards Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 60 Richards Ave, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1960
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2026)
Tax Bill	$4,517 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`364600 287.19-2-5.00`

Property Details

APN / Parcel Number

Primary APN	`364600 287.19-2-5.00`
Alternative APNs	`460028701900020050000000` `108400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)
Lot Width	154 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	108400
Street Address	60 RICHARDS AVE
City	ONEONTA
State	NY
Zip	13820-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	967 0 0
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2018
Census Tract	590800

Owner

60 Richards Ave is owned and occupied by an individual who bought it in August 2026.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	248 RIVER ST, ONEONTA, NY 13820-2242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Deed Document Number	20262026-3841
Prior Transfer Date	May 31, 2012
Prior Transfer Doc	0020123866
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 26, 2026
Property Address	60 RICHARDS AVE, ONEONTA, NY 13820-1136
Document Number	0000003841
Instrument Date	Aug 19, 2026
Instrument	20263841
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 RIVER ST, ONEONTA, NY 13820-2242

Mortgage

Date	Aug 26, 2026

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 60 Richards Ave was $4,517 with a homeowner's exemption, up 12.3% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,517.00 (+12.34%) Homeowner's exemption
2025	$4,021.00	$141,200 Land $27,200 Building $114,000	$201,714 Land $38,857 Building $162,857
2023	$1,294.00 Homeowner's exemption	$141,200 (-) Land $27,200 Building $114,000	$181,026 (+12.82%) Land $34,872 Building $146,154
2022		$141,200 Land $27,200 Building $114,000	$160,455 Land $30,909 Building $129,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Richards Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2006–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Richards Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000