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60 Gulf Loop, Panama City, FL 32408 Property Records

Bay County property record for 60 Gulf Loop, Panama City, FL 32408

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,358 sqft · built 2016
Lot Size0.019 acres (827 sqft)
OwnerIndividual Name on Record
Last Sale$177,000 (Aug 2015)
Tax Bill$5,564 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN31439-099-000

Property Details

APN / Parcel Number

Primary APN31439-099-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,358 sqft Living Area
1st Floor Area1,262 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCondo/Apartment
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area827 sqft (0.019 acres)
Garage TypeCarport
Garage Area306 sqft
CarportCarport
Carport Area306 sqft
PorchFlorida Room
Porch Area321 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address60 GULF LOOP
CityPANAMA CITY
StateFL
Zip32408
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBC16
Legal DescriptionVENTURE OUT TRAVEL TRAIL LOT 99 BLK 1 ORB 3721 P 106
Legal Range15W
Legal Township04S
Legal Section16
Legal SubdivisionVENTURE OUT TRAVEL TRAIL
Legal Block1
Legal Lot Number99
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1037
Census Tract2607

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1258 HIGHWAY 219, FORTSON, GA 31808
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2015 · Amount on Record
Deed SaleAug 3, 2015 · Amount on Record
Prior SaleFeb 11, 2015 · Amount on Record
Deed Document Number201542430
Deed Book / Page3721 / 106
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address60 E GULF BLVD, PANAMA CITY BEACH, FL 32408
Document Number0039480520
Book / Page003948 / 000520
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedNov 17, 2017
Title CompanyFRONTIER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address60 GULF LOOP PANAMA CITY BEACH FL 32408, PANAMA CITY BEACH, FL 32408

Mortgage

Document Number0039480520
DateOct 23, 2017
Book Page003948/000520
Instrument61120
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 22, 2042

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,564.00 (+3.92%)$403,025 (-1.79%)$517,263 (+26.04%) Land $239,882 Building $277,381
2024$5,354.00 (+15.69%)
2023$4,628.00 (+25.66%)$410,380 (+24.92%) Land $226,298 Building $184,082$410,380 (+24.92%) Land $226,298 Building $184,082
2022$3,683.00$328,520 Land $187,000 Building $141,520$328,520 Land $187,000 Building $141,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 311 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,268 units insured
incl. 957 condo units
Nearby Flood Claims254 (1978–2023)
Claims Outside the SFHA161 of 254
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 46 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Hurricane Opal, Oct 1995 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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