66 Gulf Loop, Panama City, FL 32408 Property Records

Bay County property record for 66 Gulf Loop, Panama City, FL 32408

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,008 sqft · built 2003
Lot Size	0.019 acres (827 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (May 2021)
Tax Bill	$5,983 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`31439-093-000`

Property Details

APN / Parcel Number

Primary APN	`31439-093-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	827 sqft (0.019 acres)
Driveway	Driveway
Driveway Area	216 sqft
Porch	Open Porch
Porch Area	48 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	66 GULF LOOP
City	PANAMA CITY
State	FL
Zip	32408
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BC16
Legal Description	VENTURE OUT TRAVEL TRAIL LOT 93 BLK 1 ORB 296 P 27 . ORB 4411 P 1787
Legal Range	15W
Legal Township	04S
Legal Section	16
Legal Subdivision	VENTURE OUT TRAVEL TRAIL
Legal Block	1
Legal Lot Number	93
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1037
Census Tract	2607

Owner

66 Gulf Loop, a condominium, is owned by two individuals who bought it in May 2021.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1324 S 35TH AVE, OMAHA, NE 68105-1938
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 4, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, DEFENDER TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	202140020
Deed Book / Page	4411 / 1787
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0043711076
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 26, 2021
Property Address	66 E GULF BLVD, PANAMA CITY BEACH, FL 32408
Document Number	0044111787
Book / Page	4411 / 1787
Map Reference	MB 296 PG 27
Instrument Date	May 24, 2021
Instrument	2021040020
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4341 THOMAS DR # DRA12, DRA12, PANAMA CITY, FL 32408-7320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 S 35TH AVE, OMAHA, NE 68105-1938

Mortgage

Document Number	0044111789
Date	May 26, 2021
Instrument	4411/1789

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Mar 4, 2021
Property Address	66 E GULF BLVD, PANAMA CITY BEACH, FL 32408
Document Number	0043711076
Book / Page	4371 / 1076
Map Reference	MB 296 PG 27
Instrument Date	Feb 26, 2021
Instrument	2021015558
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NOT AVAILABLE, DEFENDER TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4341 THOMAS DR # DRA12, DRA12, PANAMA CITY, FL 32408-7320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4341 THOMAS DR LOT A12, A12, PANAMA CITY, FL 32408-7352

Tax Assessment & Valuation

The 2025 property tax bill for 66 Gulf Loop was $5,983, up 4.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,983.00 (+4.14%)	$453,669	$529,855 Land $218,075 Building $311,780
2024	$5,745.00 (+16.53%)
2023	$4,930.00 (+23.81%)	$411,939 (+20.86%) Land $205,726 Building $206,213	$411,939 (+20.86%) Land $205,726 Building $206,213
2022	$3,982.00	$340,848 Land $170,000 Building $170,848	$340,848 Land $170,000 Building $170,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 Gulf Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 311 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,268 units insured incl. 957 condo units
Nearby Flood Claims	254 (1978–2023)
Claims Outside the SFHA	161 of 254
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 46 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Opal, Oct 1995 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 66 Gulf Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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