32 Gulf Loop, Panama City, FL 32408 Property Records

Bay County property record for 32 Gulf Loop, Panama City, FL 32408 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Condo/Apartment
Year Built	Built 2020
Square Footage	1,000 sqft Living Area
Lot Size	827 sqft (0.019 acres)
Last Sale	$150,000 (2019)
Tax Bill	$3,967.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31439-127-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,000 sqft Living Area
1st Floor	1,000 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	827 sqft (0.019 acres)
Driveway	Driveway
Porch	Open Porch
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	32 GULF LOOP
City	PANAMA CITY
State	FL
Zip	32408
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VENTURE OUT TRAVEL TRAIL LOT 127 BLK 1 ORB 4177 P 466
Legal Range	15W
Legal Township	04S
Legal Section	16
Legal Subdivision	VENTURE OUT TRAVEL TRAIL
Legal Block	1
Legal Lot Number	127
Jurisdiction	BAY FL
Minor Civil Division	PANAMA CITY BEACHES
Census Blockgroup	1
Census Block	1037
Census Tract	2607

Owner

Source: Bay County records · APN 31439-127-000

Assessment roll updated January 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	222 WALTER HAND JR RD, OZARK, AL 36360-4869
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2019 · Amount on Record
Deed Sale	Oct 08, 2019 · Amount on Record
Deed Doc Number	201988434
Deed Book / Page	4177 / 466
Record Refreshed	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 08, 2019
Property Address	32 E GULF BLVD, PANAMA CITY BEACH, FL 32408
Document Number	0041770466
Book / Page	004177 / 000466
Instrument Date	Sep 30, 2019
Instrument	88434
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	222 WALTER HAND JR RD OZARK AL 363604869, OZARK, AL 36360-4869

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,102.00 (+3.4%)	$266,549 (-22.12%)	$421,243 (+23.08%) Land $218,075 Building $203,168
2024	$3,967.00 (+14.59%)
2023	$3,462.00 (+23.07%)	$342,264 (+20.81%) Land $205,726 Building $136,538	$342,264 (+20.81%) Land $205,726 Building $136,538
2022	$2,813.00	$283,301 Land $170,000 Building $113,301	$283,301 Land $170,000 Building $113,301

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.