60 Chippewa Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 60 Chippewa Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 2000
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Feb 2026)
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Sep 2014 Mortgage Feb 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 10 336`

Property Details

APN / Parcel Number

Primary APN	`18A 10 336`
Alternative APN	`1478`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,568 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,466 sqft (0.378 acres)
Terrain	Steep
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1478
Street Address	60 CHIPPEWA LN
City	PALMYRA
State	VA
Zip	22963-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 385-484 CHEROKEE-10 LOT 336 16,475 SF
Legal Subdivision	SEC 10 LAKE MONTICELLO
Legal Block	33
Legal Lot Number	336
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1001
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	60 CHIPPEWA LN, PALMYRA, VA 22963-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2014	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Feb 24, 2025	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Feb 13, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Deed Document Number	2026417
Record Updated	Sep 20, 2026

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	60 CHIPPEWA LN, PALMYRA, VA 22963-3104
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001402633
Date	Sep 25, 2014
Instrument	1402633

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2044

Interest

Rate Type	Fixed Rate

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	60 CHIPPEWA LN, PALMYRA, VA 22963-3104
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250000485
Date	Feb 24, 2025
Instrument	250000485

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 13, 2026
Property Address	60 CHIPPEWA LN, PALMYRA, VA 22963-3104
Document Number	0260000417
Map Reference	MB 103 PG 326
Instrument Date	Feb 11, 2026
Instrument	260000417
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CLOSURE TITLE SETTLEMENT COMPANY, CLOSURE TITLE & STLMT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 CHIPPEWA LN, PALMYRA, VA 22963-3104

Mortgage

Document Number	0260000418
Date	Feb 13, 2026
Instrument	260000418

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,600 (-) Land $30,000 Building $292,600	$322,600 (-) Land $30,000 Building $292,600
2025	$2,435.00 (+0.66%)	$322,600 (+28.37%) Land $30,000 Building $292,600	$322,600 (+28.37%) Land $30,000 Building $292,600
2024	$2,419.00 (+14.1%)
2023		$251,300 Land $30,000 Building $221,300	$251,300 Land $30,000 Building $221,300
2022	$2,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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