50 Chippewa Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 50 Chippewa Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,904 sqft · built 1993
Lot Size	0.476 acres (20,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2016)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 10 331`

Property Details

APN / Parcel Number

Primary APN	`18A 10 331`
Alternative APN	`3970`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	3,920 sqft
1st Floor Area	1,904 sqft
Basement Area	1,120 sqft
Finished Basement	192 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,735 sqft (0.476 acres)
Terrain	Steep
Garage Type	Built-in
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	48 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3970
Street Address	50 CHIPPEWA LN
City	PALMYRA
State	VA
Zip	22963-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 977-833 CHEROKEE-10 LOT 331 20,748 SF
Legal Subdivision	CHEROKEE LAKE MONTICELLO
Legal Block	33
Legal Lot Number	331
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1001
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 CHIPPEWA LN, PALMYRA, VA 22963-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FCU
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	20163950
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	50 CHIPPEWA LN, PALMYRA, VA 22963-3104
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003605
Date	Oct 6, 2022
Instrument	220003605

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	50 CHIPPEWA LN, PALMYRA, VA 22963-3104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000072
Date	Jan 6, 2021
Instrument	210000072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,300 (-) Land $30,000 Building $300,300	$330,300 (-) Land $30,000 Building $300,300
2025	$2,493.00 (+15.2%)	$330,300 (+28.82%) Land $30,000 Building $300,300	$330,300 (+28.82%) Land $30,000 Building $300,300
2023		$256,400 Land $30,000 Building $226,400	$256,400 Land $30,000 Building $226,400
2022	$2,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Chippewa Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures