Fluvanna County property record for 48 Chippewa Ln, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2001 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,227 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 10 330 |
| Primary APN | 18A 10 330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 3,308 sqft |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,540 sqft |
| Unfinished Basement | 770 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,680 sqft (0.337 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2315 |
|---|---|
| Street Address | 48 CHIPPEWA LN |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 963-195 CHEROKEE-10 LOT 330 14,675 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 33 |
| Legal Lot Number | 330 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20104 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 48 CHIPPEWA LN, PALMYRA, VA 22963-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2016 |
| Deed Sale | Jun 8, 2016 |
| Deed Document Number | 20161492 |
| Prior Transfer Date | Feb 2, 2016 |
| Prior Transfer Doc | 0000001492 |
| Record Updated | Sep 20, 2026 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,000 (-) Land $30,000 Building $265,000 | $295,000 (-) Land $30,000 Building $265,000 | |
| 2025 | $2,227.00 (+13.33%) | $295,000 (+26.66%) Land $30,000 Building $265,000 | $295,000 (+26.66%) Land $30,000 Building $265,000 |
| 2023 | $232,900 Land $30,000 Building $202,900 | $232,900 Land $30,000 Building $202,900 | |
| 2022 | $1,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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